Money Brief

Personal finance systems for spending, saving, debt, and investing.

Education & Certification

Latest Articles

All articles for the active domain.

Fixed-Income Investments for a Diversified Portfolio

Investing

Fixed-Income Investments for a Diversified Portfolio

Fixed income investments are investments, typically bonds, that generate a predictable amount of income (usually via interest payments) for the investor.

Aug 1, 2026

Here’s How Much to Tip Pizza Delivery Workers

Investing

Here’s How Much to Tip Pizza Delivery Workers

The standard tip for a pizza delivery service worker could range from 15% to 20% of the total order, but what's most important is tipping within your budget.

Aug 1, 2026

Massachusetts State Tax: Rates, Who Pays in 2026

Taxes

Massachusetts State Tax: Rates, Who Pays in 2026

Massachusetts has a flat tax rate of 5%. An additional 4% tax is levied on income over $1,083,150, making the highest tax rate in the state 9%.

Aug 1, 2026

What Is a Utility Bill? Examples, Cost, Affordability

Budget Planner

What Is a Utility Bill? Examples, Cost, Affordability

Learn the average cost electric, water and gas bills, and how to save money on these core utilities.

Aug 1, 2026

2026 Consumer Outlook Report – 51% Say Prices Will Worsen

Budget Planner

2026 Consumer Outlook Report – 51% Say Prices Will Worsen

A new NerdWallet survey finds that while a majority of Americans think 2026 will be a better year for them than 2025 financially, just over half think consumer prices will worsen.

Aug 1, 2026

Pros And Cons Of Annuities

Retirement

Pros And Cons Of Annuities

Annuities are a great way to secure guaranteed income for retirement—and like any other retirement savings tool, they come with advantages and disadvantages.

Aug 1, 2026

Bonus Tax Rate: How Are Bonuses Taxed?

Taxes

Bonus Tax Rate: How Are Bonuses Taxed?

The bonus income tax rate is 22%. Any portion over $1 million is taxed at 37%. Employers must also withhold Medicare and Social Security taxes from bonuses.

Aug 1, 2026

Late Loan Payments Rampant; New Government Report Shows Household Debt Levels At Record High

Debt Management

Late Loan Payments Rampant; New Government Report Shows Household Debt Levels At Record High

Credit card and auto loan delinquencies are soaring as cash-strapped consumers struggle to make on-time payments.

Jul 25, 2026

How To Get A Free Credit Report In 5 Easy Steps

Debt Management

How To Get A Free Credit Report In 5 Easy Steps

Checking your credit report can help you maintain or improve your credit and check for signs of identity theft. We'll walk you through how to do it in five steps.

Jun 20, 2026

5 Steps To Take Now To Save More And Reduce Debt

Debt Management

5 Steps To Take Now To Save More And Reduce Debt

When you're looking for ways to save more, one of the best places to start is by reducing your debt. Here are five strategies to reduce debt and get saving.

Jun 20, 2026

The Main Types Of Debt And How To Handle Each

Debt Management

The Main Types Of Debt And How To Handle Each

All debts are not created equal. Here are the main types of debt and tips for dealing with each one.

Jun 20, 2026

What Is A FICO Score, And Why Should You Care?

Banking & Credit

What Is A FICO Score, And Why Should You Care?

A FICO Score is a three-digit number, which ranges from 300 to 850 that represents the amount of risk a prospective borrower poses to a lender.

Jul 4, 2026

Page 326