Personal finance systems for spending, saving, debt, and investing.
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Investing
Qualified small business stock (QSBS) is stock in which any profits from its sale are not subject to capital gains tax if the stock is held for a minimum period.
Jul 18, 2026

Investing
A UTMA or UGMA account is a taxable investment account that an adult custodian controls on behalf of a minor until the child becomes a legal adult.
Aug 1, 2026

Investing
I bonds are savings bonds that protect against inflation. I bonds have a fixed interest rate plus an inflation rate that adjusts twice a year based on CPI changes.
Aug 1, 2026

Taxes
Charitable contributions are generally tax-deductible if you itemize. The amount you can deduct may range from 20% to 60% of your adjusted gross income.
Aug 1, 2026

Budget Planner
On Saturday, the government shutdown staggers into its second month, and its effects will be felt by more people.
Aug 1, 2026

Investing
Qualified opportunity funds (QOFs) pool money to invest in businesses or properties in distressed areas. Investors get preferential capital gains tax treatment.
Aug 1, 2026

Investing
Some saving and investing products are more sensitive to rate cuts than others. Here's how CDs, cash accounts, Treasurys and savings accounts will respond to rate cuts.
Aug 1, 2026

Investing
RSUs are company shares you receive from your employer as part of your overall compensation.
Aug 1, 2026

Budget Planner
The Fed cut rates for the second time this year amid dissent among committee members and a government shutdown that has left key economic data unavailable.
Aug 1, 2026

Taxes
A 1031 exchange, named after Section 1031 of the tax code, can defer capital gains taxes on a sale of investment property by reinvesting in similar property.
Aug 1, 2026

Budget Planner
It’s the latest money trend fueled by emotion — here’s why it’s catching on, and when it could backfire.
Aug 1, 2026

Budget Planner
Nearly two in five Americans (38%) with household incomes of $100,000 or more say they live paycheck to paycheck. Here's what they mean.
Aug 1, 2026