Personal finance systems for spending, saving, debt, and investing.
Education & Certification
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Budget Planner
Before you open an investment account, make sure you don't miss out on a bonus offer. Our top pick for best brokerage bonuses can land you up to $80,000.
Apr 3, 2026

Debt Management
$47,148. That’s the average price for a new car right now, according to Kelley Blue Book. That’s the second highest price on record — only matched by the average in December 2021. Car payments are following the same trend, with the average monthly payment coming in at an all-time high of $730, according to Cox...
Apr 18, 2026

Investing
Dear K., Suppose your kids’ father would somehow learn of your inheritance. It really wouldn’t matter because he wouldn’t be entitled to it. Even when two people are married, inheritances and gifts belong solely to the inheriting spouse. So the worst-case scenario is that your ex finds out about your $150,000 windfall, asks you for...
Apr 18, 2026

Investing
We’re firm believers in self-pampering here at The Penny Hoarder — but indulging doesn’t have to mean destroying your budget! Here are 39 totally free ways to treat yo self.
Apr 18, 2026

Debt Management
If you aren’t using your credit card, the whole “out of sight, out of mind” thing could keep you from spending money. However, it still could land you in financial trouble — think lower credit score due to inactivity and potential fraud. To protect yourself, watch out for these potential consequences of an unused credit...
Apr 18, 2026

Investing
Content published by Myra Robinson
Apr 18, 2026

Budget Planner
Sprucing up your front yard landscaping can really improve the look of your house, but it doesn’t have to cost a fortune. If you’re getting ready to sell your home, landscaping your yard can add curb appeal, which can make a home more attractive to potential buyers. And even if you don’t intend to move,...
Apr 18, 2026

Debt Management
You got your first credit card. Now what? Here’s a beginners’ guide for understanding how to use a credit card to build your credit history while staying out of debt.
Apr 18, 2026

Budget Planner
Wondering why you should pay an account in collections? You can avoid more trouble, like a lawsuit or additional interest and fees, and you'll look better to lenders.
Jul 25, 2026

Budget Planner
Learn how Experian Boost, UltraFICO and eCredable help you build credit using rent, utilities or bank data — plus explore pros, cons and costs for each service.
Jul 25, 2026

Budget Planner
Rover takes less, but Wag may be quicker. Here's how these dog-walking apps differ.
Jul 25, 2026

Banking & Credit
Your minimum payment depends on your balance and, in some cases, the interest and fees on your account. To get out of debt, pay more than the minimum.
May 2, 2026