Personal finance systems for spending, saving, debt, and investing.
Education & Certification
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Budget Planner
Katie Sartoris is an award-winning journalist with a decade of reporting and editing experience in the industry. She joined the Penny Hoarder from Gannett, where she was a local news editor in Central Florida. Katie lives in Leesburg with her husband and cats, and is working on restoring and updating her original mid-century home.
Apr 18, 2026

Insurance
If you want to retire a millionaire, start now. It’s not too late! Here are some steps to help get you to seven figures.
Apr 4, 2026

Retirement
Life insurance provides cash to your beneficiaries after you die to help support them. But what about life insurance for seniors? Does it make sense? In some situations, it can make sense to spend thousands of dollars a year on a life insurance policy after you retire. Some seniors use life insurance as an estate planning...
Apr 18, 2026

Investing
Learning how to write a check sounds old school, but learn how to do it now — you’ll probably have to write a check when you least expect it.
Apr 18, 2026

Retirement
The benefits of marriage don’t stop at love and companionship. In some situations, marriage can result in more Social Security. If you stay married for at least 10 years, those benefits can last even if you get divorced. But the rules for marriage and Social Security get complicated. Here are seven things married couples can’t...
Apr 18, 2026

Budget Planner
Since the online form for one-time federal student loan forgiveness opened in mid-October, applications have been pouring in. The U.S. Department of Education estimates more than 26 million borrowers, or about half of those eligible, have applied for $10,000 to $20,000 in federal student debt cancellation. But recently federal judges have found the plan unlawful...
Apr 4, 2026

Banking & Credit
Both of Alaska Airlines' consumer cards are offering more points, but you need to spend more to earn them.
May 2, 2026

Banking & Credit
Enter your credit card balance and the interest rate on your account to see how much your interest charges would be for the month.
May 2, 2026

Insurance
Content published by Lauren Greutman
Apr 18, 2026

Banking & Credit
The best debt settlement companies include National Debt Relief, Pacific Debt Relief, Accredited Debt Relief, Money Management International and CuraDebt. Compare each company’s pros and cons to determine if any of them are right for you.
Jul 25, 2026

Investing
Betterment’s goal-oriented tools and helpful tax strategies should appeal to investors of all types. Access to human advisors is available with the Premium plan.
Apr 4, 2026

Banking & Credit
The Fetch app is expected to officially launch the Fetch credit card, which will allow users to earn more rewards. Get to know the card and what it has to offer.
Apr 4, 2026