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Banking & Credit
Articles filed under Banking & Credit.
What Makes a Good Bank Account When You’re Broke? Here’s What to Look For
When you’re broke, it doesn’t really matter what bank account you use… right? Wrong. Here’s what to look for in a bank account when you don’t have a lot of spare cash, and the best free checking accounts to consider.
Apr 18, 2026
Trump's Push for Credit Card APR Cap is Popular; Effects May Not Be
Trump backs a 10% cap on credit card interest rates. Supporters cite savings for borrowers, while opponents warn of unintended consequences.
Apr 4, 2026
How Taking out a Loan Could Actually Help Someone Get out of Debt This Year
How’s this for a resolution? “I will be debt-free by the end of 2019!” Take the first step by checking out this debt-consolidation loan search engine.
Apr 6, 2026
5 Things to Know About the Hard Rock Credit Card
The Hard Rock credit card amps up the rewards you earn as a member of Unity, Hard Rock’s loyalty program.
May 2, 2026
Visa vs. Mastercard: Why It Doesn’t Make Much Difference
Visa or Mastercard? Not much difference. Focus instead on a card's issuing bank (Chase, Citi, etc.). Those banks determine a card's defining features.
Apr 4, 2026
How I Paid Off $8,100 of Credit Card Debt in Just 3 Months
Struggling with credit card debt, one blogger decided to try an aggressive approach: She gave herself only 90 days to pay off $8,100. Here’s how she did it.
Apr 18, 2026
Dear Penny: What Side Hustles Can I Turn Into Full-Time Income?
Dear Aspiring, You’ve come to the right place! We’ve written about tons of remote side hustles over the years at The Penny Hoarder. You can turn a side hustle into a full-time income either by piecing together a lot of side gigs (if you like variety) or by choosing a side hustle that has the...
Apr 18, 2026
Learn the Ways of the Financial World through Video Games
Video games offer a way to escape and have a little fun. But did you know they can also act as tools for financial education? This could be as simple as teaching kids about budgeting, but could also influence a career in the finance world. We’ll look at how some existing games simulate real-world economic...
Apr 18, 2026
“So, What Do You Do?” Is This Question Ruining Your Dating Life? ??
Dear Single, If only dating didn’t seem so much like a job hunt. Too often, it feels more like an exchange of resumes than getting to know a person. Your letter is a good reminder about why we shouldn’t make assumptions about one another’s finances. There are plenty of people with good jobs whose finances...
Apr 18, 2026
5 Things to Know About the KrowdFit Credit Card
Its broad list of uncapped cash-back categories combined with no annual fee will help bolster your wallet when you make qualifying health, wellness and lifestyle purchases.
May 2, 2026
These Banks Are Offering Assistance for Customers Affected by Coronavirus (Updated)
The coronavirus is proving to be more than just a health threat. The precautions put in place will likely have far-reaching effects, including some major financial implications for the average citizen. Late payment fees, overdraft fees or penalties for early withdrawals can escalate a situation from bad to worse. Conversely, waiving fees and penalties can...
Apr 6, 2026
Dear Penny: My Credit Score Is Down 38 Points. Is My $0 Balance to Blame?
Dear J., When you see your credit score fluctuate by a few points, it’s no big deal. It’s like weighing yourself. No one sees the exact same number every time they step on the scale. But a 38-point drop is significant. The lower score is a symptom of a larger problem. You need to diagnose...
Apr 18, 2026