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Budget Planner
Articles filed under Budget Planner.
Can Employers Check Your Credit Report?
Employers can’t see your credit score, but some check a shortened version of your credit report. Learn what they see, how it affects you and your rights under the law.
Jun 20, 2026
What Is a Thin Credit File?
A thin credit file is one with too few accounts to give lenders a full picture of your creditworthiness. Learn why your file might be thin and how to thicken it.
Jun 20, 2026
How Long Do Derogatory Marks Stay on Your Credit?
Many derogatory marks linger on your credit report for seven years. Learn about common negative marks, how long they last and how to improve your credit.
Jun 20, 2026
Roundup: TikTok Deal, Music Streamer Showdown, Fed Cut and More
A deal to keep TikTok ticking in the U.S. appears near. Plus: The Fed cuts rates for the first time in 2025, while AmEx Platinum hikes fees.
Jun 13, 2026
How to Fit Charitable Giving Into Your Budget
Even though donating is a personal choice and varies widely, there are some guiding principles to follow when it comes to giving.
Jun 20, 2026
When Is the Best Time to Buy Appliances?
Look for the best deals on big appliances around holiday weekends and at the beginning of the year, when new models hit showrooms.
Jun 20, 2026
Fed Trims Rate: What Does It Mean For You?
The Fed cut the federal funds rates at its September meetings, which means consumers may soon see lower interest rates.
Jun 20, 2026
Revolving Credit: What Is It, How Does Affect Credit Score?
Revolving credit allows borrowers to spend up to a predetermined limit and pay off the balance in full or over time. Learn ways to manage it to build your credit score.
Jun 20, 2026
How Much to Tip Just About Everyone
How much to tip depends on the type of service you receive and your experience. Find out what's customary for personal care, dining, home services and more.
Jun 20, 2026
How Much Do Music Streaming Services Cost?
Find out how the biggest music streaming platforms compare when it comes to cost and features, as well as how they actually pay artists.
Jun 13, 2026
Is Your Favorite New Artist Actually an AI Robot?
AI-generated songs are multiplying on popular music streaming platforms. Is your monthly fee supporting artists or machines?
Jun 13, 2026
The 6 Types of Bankruptcy — and How to Choose
Most individuals file Chapter 7 or Chapter 13, but there are six types of bankruptcy. Bankruptcy can help individuals and businesses get major debt relief, but there are alternatives.
Jun 20, 2026