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Debt Management
Articles filed under Debt Management.
Buying a House? An HOA Could Cost You More Than You Think
If you’ve never owned a home or lived in a neighborhood or condominium, you may not even think about the homeowners association (HOA) before you make that first purchase. But don’t be caught off guard by HOA rules and fees, which can be sizable and, sometimes, unexpected. What an HOA could cost you is a...
Apr 18, 2026
Elite Universities Are Giving Away These Premium Courses For Free
If you’ve ever paid for a course that under-delivered, you’ll want to see this list. These 15 free programs match and outclass several paid classes. They’re taught by the names you already trust and use by students worldwide. Pick one that speaks to you, and get started today. Introduction To Computer Science: Harvard University Radowan...
Apr 18, 2026
Serve the Public? Asking These 7 Questions Could Crush Your Student Loans
If you’re choosing a career based on whether you’ll receive loan forgiveness, you could be in for a looonnng 10 years. But if you have your heart set on serving the public — at a non-profit or government entity — and are facing a mountain of student loans, then the Public Service Loan Forgiveness (PSLF)...
Apr 18, 2026
Everything You Need to Know About Debt Consolidation and Your Credit Score
Debt consolidation is usually billed as a smart financial move, because it can boost your credit score and save you money. But a few mistakes could actually hurt your credit or cost you more money in the long run. Here’s what to keep in mind when deciding whether to consolidate your debt and how to...
Apr 4, 2026
How Friendship Is Helping These Women Crush Their Combined $70K in Debt
These accountability partners are helping each other pay off $70,000 of credit card debt. Here’s how they’re working together to become debt-free.
Apr 18, 2026
8 Ball Strike Review: Is It Legit?
The "8 Ball Strike" gaming app, available for iOS and Android devices, has received positive feedback from users and critics alike. The Penny Hoarder rates it as one of the 24 Games That Pay Real Money. This pool-inspired game combines the excitement of billiards with the opportunity to win real cash prizes. With its high-quality...
Apr 4, 2026
Payment History is the Biggest Part of Your Credit Score: Here’s How to Fix It
Your payment history details your bill-paying habits. Here’s how to manage your record for a higher credit score.
Apr 18, 2026
This Week’s Personal Loan Rates: April 20, 2026—Rates Increase
Personal loan rates increased last week. Explore current three- and five-year APRs, weekly trends and tips to save on borrowing.
Apr 25, 2026
6 Best Places To Save Money And Earn Interest
Deciding on the right savings account can be difficult, which is why we’ve highlighted six of the best places to save your money and earn interest.
Apr 25, 2026
Applying for Financial Aid? Here’s What You Might Need Besides FAFSA
There’s a lot to think about when you’re considering that dream college, but did you remember to apply for financial aid? If you replied, “yeeeees (mom), I remembered to fill out the FAFSA.” That’s great. But did you remember to submit your CSS Profile? Wait — the what? Maybe there are still a few things...
Apr 18, 2026
Dear Penny: Can I Sue My Stepdaughter for Money I Spent on Her Wedding After She Uninvited Me?
Dear Excluded, I’m sorry for your experience! This sounds like a difficult challenge for your family. There aren’t strict guidelines for when you can bring a civil lawsuit. Whether you could likely win your money depends on the evidence you bring and what you’re asking for. Speak with an attorney to consider the viability of...
Apr 18, 2026
5 Debt Payoff Strategies to Help You Tackle Your Debt
Your reasons for getting into debt are unique; the ways you get out of it should be, too. Some Penny Hoarders shared their personal debt payoff strategies to inspire you.
Apr 18, 2026