Personal finance systems for spending, saving, debt, and investing.
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Articles filed under Debt Management.

Congrats on finding a new job! Here’s exactly what you need to ask your employer about your new 401(k) plan to make sure it’s the best for you.
Apr 18, 2026

The debt snowball method can help you pay down credit card debt, one low-balance account at a time. Follow these simple steps.
Apr 18, 2026

It’s been a long road for former students of Corinthian Colleges, a chain of for-profit schools that closed in 2015 after the U.S. Department of Education found Corinthian had misrepresented borrowers’ future job prospects. Students took on debt based on those false promises — and saw it all forgiven this week when the DOE announced...
Apr 18, 2026

Spending more and getting less at the store feels all too familiar these days. Prices keep climbing, making it harder to stick to a budget. You’re not stuck, though—clever changes in how and when you shop can make a big difference. Here’s how to shop smarter. Prioritize Store Brands Over Name Brands Laura James/Pexels Store-brand...
Apr 4, 2026

How do you cut the cost of a buying a house? Whether you’re planning your budget while shopping for a new home or already have a mortgage loan and want to reduce what you pay, these strategies will help you save money on your mortgage costs.
Apr 18, 2026

Saving $10,000 in one year may seem like a daunting challenge. It might feel impossible to save that much money. But imagine how beneficial it could be! You wouldn’t have to worry about not having enough money in case of an emergency. You could take that luxurious vacation you’ve been dreaming about. You’d be so...
Apr 4, 2026

Something's been eating away at your monthly budget, and it's probably sitting right in your living room. Household appliances have sneaky ways of consuming far more energy than most people realize. The biggest surprise? Many of them never actually stop using electricity, even when you think they're turned off completely. Old Refrigerators (10+ Years) Elimende...
Apr 18, 2026

Zombie debt may sound like a bad pitch for a bank-based horror movie, but it's potentially scarier than the undead. It’s the debt — maybe a medical bill or store credit card you never paid — that’s so old you can’t be sued to pay it. But if a debt collector buys that debt and...
Apr 18, 2026

Medicare late enrollment penalties are no joke. They can increase your monthly premium substantially for the rest of your life. That’s right — if you miss the window, the government can penalize you each month for as long as you have Medicare coverage. It’s essential to understand your Medicare options and how these late enrollment...
Apr 4, 2026

If you’ve never owned a home or lived in a neighborhood or condominium, you may not even think about the homeowners association (HOA) before you make that first purchase. But don’t be caught off guard by HOA rules and fees, which can be sizable and, sometimes, unexpected. What an HOA could cost you is a...
Apr 18, 2026

If you’ve ever paid for a course that under-delivered, you’ll want to see this list. These 15 free programs match and outclass several paid classes. They’re taught by the names you already trust and use by students worldwide. Pick one that speaks to you, and get started today. Introduction To Computer Science: Harvard University Radowan...
Apr 18, 2026

If you’re choosing a career based on whether you’ll receive loan forgiveness, you could be in for a looonnng 10 years. But if you have your heart set on serving the public — at a non-profit or government entity — and are facing a mountain of student loans, then the Public Service Loan Forgiveness (PSLF)...
Apr 18, 2026