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Debt Management

Articles filed under Debt Management.

Everything You Need to Know About Debt Consolidation and Your Credit Score

Everything You Need to Know About Debt Consolidation and Your Credit Score

Debt consolidation is usually billed as a smart financial move, because it can boost your credit score and save you money. But a few mistakes could actually hurt your credit or cost you more money in the long run. Here’s what to keep in mind when deciding whether to consolidate your debt and how to...

Apr 4, 2026

How Friendship Is Helping These Women Crush Their Combined $70K in Debt

How Friendship Is Helping These Women Crush Their Combined $70K in Debt

These accountability partners are helping each other pay off $70,000 of credit card debt. Here’s how they’re working together to become debt-free.

Apr 18, 2026

8 Ball Strike Review: Is It Legit?

8 Ball Strike Review: Is It Legit?

The "8 Ball Strike" gaming app, available for iOS and Android devices, has received positive feedback from users and critics alike. The Penny Hoarder rates it as one of the 24 Games That Pay Real Money. This pool-inspired game combines the excitement of billiards with the opportunity to win real cash prizes. With its high-quality...

Apr 4, 2026

Payment History is the Biggest Part of Your Credit Score: Here’s How to Fix It

Payment History is the Biggest Part of Your Credit Score: Here’s How to Fix It

Your payment history details your bill-paying habits. Here’s how to manage your record for a higher credit score.

Apr 18, 2026

This Week’s Personal Loan Rates: April 20, 2026—Rates Increase

This Week’s Personal Loan Rates: April 20, 2026—Rates Increase

Personal loan rates increased last week. Explore current three- and five-year APRs, weekly trends and tips to save on borrowing.

Apr 25, 2026

Applying for Financial Aid? Here’s What You Might Need Besides FAFSA

Applying for Financial Aid? Here’s What You Might Need Besides FAFSA

There’s a lot to think about when you’re considering that dream college, but did you remember to apply for financial aid?  If you replied, “yeeeees (mom), I remembered to fill out the FAFSA.” That’s great. But did you remember to submit your CSS Profile? Wait — the what? Maybe there are still a few things...

Apr 18, 2026

Dear Penny: Can I Sue My Stepdaughter for Money I Spent on Her Wedding After She Uninvited Me?

Dear Penny: Can I Sue My Stepdaughter for Money I Spent on Her Wedding After She Uninvited Me?

Dear Excluded, I’m sorry for your experience! This sounds like a difficult challenge for your family. There aren’t strict guidelines for when you can bring a civil lawsuit. Whether you could likely win your money depends on the evidence you bring and what you’re asking for. Speak with an attorney to consider the viability of...

Apr 18, 2026

5 Debt Payoff Strategies to Help You Tackle Your Debt

5 Debt Payoff Strategies to Help You Tackle Your Debt

Your reasons for getting into debt are unique; the ways you get out of it should be, too. Some Penny Hoarders shared their personal debt payoff strategies to inspire you.

Apr 18, 2026

67% of Crypto Investors Would Use Retirement Funds to Buy Bitcoin, Survey Finds

67% of Crypto Investors Would Use Retirement Funds to Buy Bitcoin, Survey Finds

Cryptocurrency investors are planning for the long term, targeting their digital assets toward retirement and future generations. According to a new survey by The Penny Hoarder in partnership with The Kim Komando Show, nearly seven out of 10 cryptocurrency investors said they would invest some of their retirement funds into crypto if given the opportunity....

Apr 4, 2026

This College Grad Paid Off $50K in Student Loans in 18 Months. Here’s How

This College Grad Paid Off $50K in Student Loans in 18 Months. Here’s How

Kelsey Kronmiller was swimming in $118K in student loan debt. Then she stepped up and paid off $50,000 in just 18 months. Here’s how she did it.

Apr 3, 2026

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Browse legitimate remote jobs and filter by role, pay, experience level and more. Learn how to spot scams and apply safely.

Apr 18, 2026

Tired of Eating Ramen Noodles Every Night? Here are 4 Tips to Get Out of Debt Fast

Tired of Eating Ramen Noodles Every Night? Here are 4 Tips to Get Out of Debt Fast

We’re not talking about the kind with shoyu bone broth, hand-pulled noodles and braised bites. We’re talking about the kind of ramen you eat when due dates loom over you. Here’s how you can get out of debt fast so can enjoy more of the restaurant-grade ramen than the kitchen cabinet kind. [call_out_box id=1] 1....

Apr 18, 2026