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Articles filed under Debt Management.
Dear Penny: I’m Struggling to Pay Back a Parent PLUS Student Loan I Took Out For My Children. Am I Eligible for Forgiveness?
Dear Penny: I’m struggling to pay back a Parent PLUS student loan I took out for my children. Am I eligible for forgiveness?
Apr 18, 2026
What Is Credit Card Residual Interest and How Can You Skip This Sneaky Fee?
Today is the day you pay off the remaining balance on your credit card. Congrats! But if you waited until you received your statement in the mail, you’ll have to fork over additional money beyond the balance listed before you’re free of the credit card company. Why? Because of a little (or not so little)...
Apr 18, 2026
Mortgage Rates Today: April 24, 2026 – 30-Year And 15-Year Rates Hold Steady
The average interest rate on a 30-year fixed mortgage rose by 0.06 percentage points in the last week to 6.32%, according to the Mortgage Research Center.
Apr 25, 2026
Our Step-by-Step Guide to Filling Out FAFSA Makes it Mostly Painless
Filling out the Free Application for Federal Student Aid, better known as the FAFSA, is a rite of passage for prospective or current college students, whether they’re attending a trade school near home or heading across the country to work on a bachelor’s degree. And that financial aid is important: The average cost of college...
Apr 18, 2026
Can Gaming Pay Off? These 15 Options Say Yes
There’s a strange moment that happens mid-game—right after a win, right before another late-night match—when the thought hits: “Could this actually lead somewhere?” Not just leaderboard clout or digital trophies, but something with weight. Turns out it can. Here are 15 ways gaming actually pays off, and none of them require pretending to be someone...
Apr 4, 2026
Student Loan Forgiveness Has Come for More Than 21 Million Borrowers
More than 21 million student loan borrowers are entitled to automatic relief thanks to an unprecedented student loan forgiveness plan, recent court settlements and rule changes from the U.S. Department of Education. Twenty million borrowers are affected by the Biden administration’s sweeping student debt forgiveness plan announced in August 2022 – primarily canceling $10,000 of...
Apr 18, 2026
The Supreme Court Blocked Student Loan Forgiveness. What Now?
For student loan borrowers across the nation, Black Friday came on June 30, 2023 — and it was marked by the Supreme Court decision to block Biden’s student loan forgiveness plan. The plan would have allowed the U.S. government to cancel $20,000 in federal loans for Pell Grant recipients and up to $10,000 for millions...
Apr 4, 2026
Serve the Public? Asking These 7 Questions Could Crush Your Student Loans
If you’re choosing a career based on whether you’ll receive loan forgiveness, you could be in for a looonnng 10 years. But if you have your heart set on serving the public — at a non-profit or government entity — and are facing a mountain of student loans, then the Public Service Loan Forgiveness (PSLF)...
Apr 18, 2026
What is Debt Consolidation — And Should I Consider It?
Managing multiple debts often feels like a juggling act, but did you know you can consolidate debt? This guide will explain how debt consolidation works, the different methods, and its pros and cons. Financial experts will also give tips on how to decide if debt consolidation is a good idea and how to choose the...
Apr 18, 2026
If You Die, Who Gets Stuck With Your Student Loans?
It’s not a pleasant topic to consider. But if you or a family member has student loans, you need to know what happens to debt after death.
Apr 18, 2026
Make Packages Pretty with These 12 Frugal Gift Wrap Ideas
If you search high and low for a good deal on an even better gift, you don’t want to undo the effort of that bargain shopping with expensive gift wrap. The good news is there are ways to cut down on the cost and get cheap gift wrap. Many of those options are through items...
Apr 4, 2026
15 Alternatives To The Bank That Make More Sense For Your Money
The old savings account doesn’t do much heavy lifting anymore. As the financial world shifts, people are exploring new ways to store and grow their cash. Some are unconventional, some are surprisingly practical. This article unpacks smarter alternatives that just might leave your bank account looking outdated. High-Yield Savings Accounts (Online) PiggyBank/Unsplash When your cash...
Apr 4, 2026