Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Debt Management
Articles filed under Debt Management.
Receipt Regrets: 15 Everyday Items That Quietly Empty Your Wallet
Not every purchase turns out to be a good idea. Some start with excitement and end with regret, clutter, or canceled subscriptions. If you've ever questioned a past splurge, you're not alone—these common missteps prove how quickly smart money moves can go sideways. Trendy Kitchen Gadgets That Got Used Once I am R/Wikimedia Commons People...
Apr 4, 2026
How We Made a Budget… and Stopped Fighting About Money
Talking about money early and often in a relationship helps ensure you’re working toward money goals together. Here’s how to budget as a couple.
Apr 18, 2026
Can You Pay a Credit Card With a Credit Card? Here’s What You Need to Know
When managing credit card debt, you may wonder if you can pay a credit card with a credit card. Generally, it’s not possible to pay for your credit card with another credit card. However, there are some strategies that can help if you’re struggling to pay your balance. Specifically, cash advances and balance transfers offer...
Apr 18, 2026
Here’s How Walmart Plus Compares to Amazon Prime
Our time is valuable. That’s why we’re willing to pay for fast and reliable delivery. Amazon Prime has dominated the online shopping space for well over a decade. Retail giant Walmart introduced a competing service, Walmart Plus, in 2020. While both offer similar online shopping experiences and free shipping options, it can be difficult to...
Apr 4, 2026
Dear Penny: I’m Drowning in Credit Card Debt. Should I Declare Bankruptcy?
Dear Under Water, I’m so sorry for your loss. Piling out-of-control costs on top of chronic illness and stressing over debt in the midst of a loss are cruelties of our financial systems that no one should have to endure — but you’re far from alone. Bankruptcy exists to offer relief in this kind of...
Apr 18, 2026
One-Third of Investment App Users Bought Crypto for the First Time in 2021
Investment apps are giving people more ways than ever before to buy and sell cryptocurrency. Traders in the past were limited to crypto exchanges, like Gemini and BiNance, which feature complex registration and transaction processes that can be intimidating to newcomers. Apps such as Robinhood, SoFi, Webull, Public and others have simplified the process for...
Apr 4, 2026
Student Loan Forgiveness FAQs: Everything You Need to Know
Do you have federal student loans? You probably have lots of questions right now. President Joe Biden announced a first-of-its-kind federal student loan cancellation plan Aug. 24 that would wipe out up to $20,000 worth of federal student loans for millions of Americans. The process may be automatic for some borrowers. Others will need to...
Apr 18, 2026
How Long Does It Take to Build Credit?
If you don’t have any credit, surely that must be better than having bad credit, right? In some respects, sort of, but having no credit history can also be extremely limiting. Building credit is important for securing better loan options, better interest rates, and qualifying for mortgage and rental applications. Plus much more. But if...
Apr 18, 2026
Need Free Wi-Fi? You Can Get it at These 10 Locations
Need Wi-Fi, but don’t want to pay for it? Check out these places when you’re looking for free Wi-Fi on the go.
Apr 4, 2026
3 Ways to Get Military Student Loan Forgiveness
If you’re looking for an easy way out of your student loan debt… this isn’t it. But if you’re ready to make a commitment to protecting and defending your country, you may find relief through a debt forgiveness program for military. And you’d have plenty of company since approximately 200,000 active duty members owe a...
Apr 18, 2026
Understanding How Credit Card Interest Works
One of the many ways credit card issuers make money is by charging you interest when you carry a balance on your card. In a twist absolutely everyone expected, credit card interest is not at all straightforward. Cue a “Home Alone”–style shocked face. The rate you’re advertised isn’t quite what’s used to actually charge you,...
Apr 18, 2026
Settlement Cancels Another $6 Billion in Student Loan Debt
An estimated 200,000 defrauded former college students are set to have $6 billion in federal loan debt wiped clean as part of a proposed settlement agreement filed June 23 in federal court. Borrowers in the proposed settlement attended one of over 150 schools that the U.S. Department of Education has determined engaged in misconduct, including:...
Apr 4, 2026