Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Articles filed under Investing.

Here are six all-too-common situations that could drain your bank account — and how to make sure they don’t.
Apr 4, 2026

The federal funds rate — which is set by the Federal Reserve — influences everything from the cost of borrowing to how much you earn on savings. When the Fed adjusts this rate, it sets off a chain reaction that affects consumer loans, credit card APRs, mortgage rates and more. Here’s everything you need to...
Apr 18, 2026

Estate planning has long provided mechanisms for passing on bank accounts and retirement accounts such as IRAs and 401(k)s. In most cases, the owner designates a beneficiary, which provides for a smooth transfer of assets after the owner’s death. But what about newer digital assets, like money in your Robinhood portfolio? Or the balance of...
Apr 18, 2026

A 529 plan is an investment account that offers a tax-advantaged way to save for qualified education costs. The best 529 plans have low fees.
May 2, 2026

When it comes to making money, the word “passive” gets people’s attention. On the one hand, this sounds positive — I can make money doing nothing? On the other hand, it feels as if there must be some catch. But with passive investing, the word isn’t meant to be taken so literally. Passive investing serves...
Apr 18, 2026

Liquid net worth is the calculation of what you own in cash and other accessible assets minus what you owe.
May 2, 2026

PE ratio compares a company’s stock price with its earnings per share and helps determine if the stock is fairly priced. But what is a good PE ratio?
May 2, 2026

Debt can feel stressful and overwhelming, especially when you’re struggling with payments. And if you end up on the receiving end of a debt collector’s call, it can feel scary. But while it’s tempting to ignore debt collectors, that can even make the situation worse. You know what else is not a good idea? Uttering...
Apr 18, 2026

Liabilities are debts, such as loans and credit card balances. Subtract your liabilities from your assets to find your net worth.
May 2, 2026

Fractional shares let investors buy a portion of a stock, making it easier to invest in high-priced stocks and diversify, even with small amounts of money.
May 2, 2026

An exchange fund aggregates the concentrated stock positions of many investors. Investors swap their positions for shares of the more diversified exchange fund.
May 2, 2026

Trying to save money in college? Look no further than your list of textbooks. We’ve found 10 easy ways to save a ton of cash on your college textbooks — no matter what or where you study.
Apr 18, 2026