Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Investing
Articles filed under Investing.
How Gold Became Valuable, And If It’s Still a Good Investment
Gold has had an enticing allure for most of human history. When someone has an exceptional moral character, they have a heart of gold. When an athlete wins first place in their sport at the Olympics, they win a gold medal. The crowns of kings and queens are made from gold. If you want to...
Apr 18, 2026
Look for These 10 Things at Discount Stores
Who among us hasn’t burned a good chunk of the day wandering the racks of a T.J. Maxx or Marshalls, searching for the next item that might truly surprise us? You might go in looking for one thing and come out with quite another, but it turns out that there can — and, perhaps, should...
Apr 18, 2026
Best Brokerage Accounts for Online Investing and Stock Trading in 2026
The best brokers to trade stocks include Fidelity, Charles Schwab, Interactive Brokers, Public, Robinhood, E*TRADE and Webull. The best brokerage account for you depends on your investing goals.
Apr 4, 2026
How You Could Earn 10-12% Annually With a Real Estate Deed of Trust
For most of us, a home loan is the biggest loan we’ll ever take out. And we’d all be thrilled to be done with it before retirement. But hold on a minute. Another type of real estate loan could actually fund your retirement and generate plenty of passive income right now. A deed of trust...
Apr 18, 2026
This Woman Found a Simple Way to Shave $12K Off Her Credit Card Debt
When she needed help getting out of credit card debt, Katherine turned to SoFi — and saved $12,000 in interest charges.
Apr 18, 2026
David Metzger, CFP's profile page
David Metzger is a fee-only wealth manager in Chicago. He is a certified financial planner (CFP) and a chartered financial analyst (CFA). He has taught courses on personal financial planning and investing at DePaul University in Chicago and Christian Brothers University in Memphis, Tennessee.
Apr 18, 2026
Dear Penny: I’m in College With $10K Saved. Should I Invest It All in Gold?
Dear K., When I think of “good, safe options” for investing, I’m afraid “pour life’s savings into gold” doesn’t make my list. You admit that you have no knowledge in this area. Successful investors will tell you not to invest in anything you don’t understand. You know what you don’t know. That’s a valuable asset....
Apr 18, 2026
Seniors, This Tool Can Help You Pay Funeral Costs for as Low as $26/Month
Did you know funeral costs and other final expenses can cost $7 to $15K? If you’re over 50, you can get coverage for this through EverQuote for as little as $26 per month.
Apr 4, 2026
Password Sharing: How to Share Passwords Securely
Whether you have a spouse who wants to share a banking password or a younger sibling who keeps badgering you for your password to Netflix, password sharing can be tricky business. If you don’t share a password securely, you could quickly find yourself in hot water. Ask yourself whether you want to share a password...
Apr 18, 2026
Buying a Foreclosed Home Doesn’t Have to Be Scary. Here’s How to Do It
Buying a foreclosed home at a bargain-basement price could be your key to affordable homeownership, but only if you’re careful.
Apr 4, 2026
This Site Finds You Secret Bank Accounts That Will Grow Your Money up to 19x Faster
A site called SaveBetter can find you exclusive accounts that can help you grow your savings up to 19 times faster than the national average.
Apr 3, 2026
IRS Refunding $1.2 Billion in Fines — But You Must File Overdue Taxes Soon
At the height of the COVID-19 pandemic, more than a million U.S. taxpayers had trouble filing their 2019 and 2020 tax returns on time. For starters, lots of taxpayers and professional tax preparers got sick. Offices closed, sometimes making it harder to gather the necessary documents. And you couldn’t get the IRS on the phone....
Apr 4, 2026