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Articles filed under Retirement.

Here’s How I Cleared 50K in My First Year as a Full-Time Freelance Writer

Here’s How I Cleared 50K in My First Year as a Full-Time Freelance Writer

Nobody ever said freelancing was easy. But with the right game plan, you can make the dream work full-time. Here’s our beginner’s guide to freelance writing jobs.

Apr 18, 2026

11 Startup Business Ideas That Won’t Break the Bank

11 Startup Business Ideas That Won’t Break the Bank

Sometimes we think of starting a business as some major, risky, life-changing expense that will require a huge loan or major funding from investors. But that’s simply not the case. Sure, if you’re opening up a downtown restaurant or a retail outlet, then you’ll probably need big bucks to get off the ground. However, there...

Apr 4, 2026

Retiring Abroad: What to Know Before You Go

Retiring Abroad: What to Know Before You Go

More Americans are considering retiring abroad. According to a 2024 Monmouth survey, 17% of Americans ages 55 and older want to move out of the country, up from 4% in 1974.  Living abroad can often bring a better quality of life, access to affordable health care and a slower pace. However, moving overseas isn’t something...

Apr 18, 2026

Online Shoppers Will Soon Have to Pay Sales Taxes — Here’s Why

Online Shoppers Will Soon Have to Pay Sales Taxes — Here’s Why

A Supreme Court sales tax decision will mean higher prices for online shoppers. Here’s what you need to know.

Apr 18, 2026

56 Creative Ways to Make Money You May Not Have Thought of

56 Creative Ways to Make Money You May Not Have Thought of

Whether you’re looking for a remote job or just want to bring in some extra cash from a side hustle, check out these 53 creative ways to make money.

Apr 4, 2026

Lost Track of an Old 401(k)? Here’s How to Find It

Lost Track of an Old 401(k)? Here’s How to Find It

Dear Lost, Start by directly contacting human resources at any company where you’ve contributed to a 401(k). If you aren’t sure whether or not you contributed, check W-2s from your tax records for retirement plan contributions in Box 12D. These HR contacts can let you know where your money is, including: If your account balance...

Apr 18, 2026

Starting a New Job? Here’s How to Tell if Your New 401(k) Plan Sucks

Starting a New Job? Here’s How to Tell if Your New 401(k) Plan Sucks

Congrats on finding a new job! Here’s exactly what you need to ask your employer about your new 401(k) plan to make sure it’s the best for you.

Apr 18, 2026

Take All the Time Off You Want: The Pros and Cons of Jobs With Unlimited PTO

Take All the Time Off You Want: The Pros and Cons of Jobs With Unlimited PTO

It sounds like a dream. Take time off work whenever you need it. But how does unlimited PTO work? More and more job descriptions boast unlimited paid time off (PTO) as a benefit. Sick days, vacation, bereavement and other leave types are all lumped into one bucket. There’s no cap on the number of PTO...

Apr 4, 2026

Should You Refinance Your Mortgage Now? Here’s What You Need to Consider

Should You Refinance Your Mortgage Now? Here’s What You Need to Consider

This article was reviewed by Robin Hartill, CFP. Your house might hold the key to getting some money in your pocket.  The number of people refinancing their mortgages is skyrocketing because interest rates are plummeting. The uptick began earlier in the year, before the COVID-19 crisis was a factor.  But because of coronavirus, many people...

Apr 18, 2026

Here’s How to Downsize Your Life for a Better Retirement

Here’s How to Downsize Your Life for a Better Retirement

Retirement offers a chance to simplify your lifestyle and focus on what truly matters, but downsizing your life can also provide major financial and emotional benefits. Whether you’re aiming to cut costs, reduce clutter or transition to a more flexible living situation, these tips will help you downsize for a more comfortable retirement. 1. Declutter...

Apr 18, 2026

Desiree Stennett's profile page

Desiree Stennett's profile page

Desiree Stennett is a former senior writer for The Penny Hoarder.

Apr 18, 2026

401(k) Early Withdrawal Calculator

401(k) Early Withdrawal Calculator

To see the potential negative impact on your 401(k)’s market gains and compounding in dollars and cents, check out our Forbes Advisor early withdrawal calculator.

May 2, 2026