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Articles filed under Retirement.
19 Super-Smart Tips on How to Save Money on Utilities
We’ve all heard the saying “It’s not easy being green,” but it can be if you follow these 18 clever tips and tricks for how to save money on utilities.
Apr 18, 2026
Dear Penny: Should I Keep My Nephew in Charge of My Estate Considering His Recent Behavior?
Dear Auntie, Like many money quandaries, this sounds like primarily a communication issue, rather than a legal or financial one. Money and death are both tricky topics to discuss with family, and that can cause estate planning to be shrouded in mystery and confusion. It sounds like your nephew might be confused about what it...
Apr 18, 2026
This Tax Credit You’ve Never Heard of Could Reduce Your Tax Bill By $2,000
Depending on your income and tax filing status, you can claim the Saver’s Credit for a portion of the first $2,000 you contribute to a retirement account in a tax year.
Apr 4, 2026
Dear Penny: Will Scaling Back My Workload at 60 Years Old Affect My Social Security?
Dear Planning, Contrary to popular belief, Social Security benefits are not calculated based on your most recent working years, but on your highest earning years. It looks at the 35 years when you earned the most, so as long as you’ve worked at least 35 years, you can retire or scale back your income anytime...
Apr 18, 2026
How to Avoid Medicare Mistakes That Could Cost You Thousands
Medicare has a lot of moving parts, and it’s easy to miss deadlines or choose the wrong plan. This is especially true if you’re still adjusting to retirement and new financial priorities. That said, many of the most common Medicare mistakes are entirely avoidable with some research and planning. Here are some of the biggest...
Apr 18, 2026
Side Hustle 101: How to Make and Sell Crafts
If you’re a little crafty but draw the line at dragging out the sewing machine, you’re in good company. But that doesn't mean you can't find crafts to make and sell. Mason jars and bath bombs aside, there are many clever ideas for easy crafts to make and sell that don’t require sewing skills or...
Apr 4, 2026
This Is How to Catch up If You’re Way Behind on Saving for Retirement
Life moves pretty fast, doesn’t it? Here are some tips for catching up if you’re in your 50s and your retirement savings aren’t up to par.
Apr 18, 2026
Who Gets Your Social Security if You Die Tomorrow?
Most of us never see the first 6.2% of our paychecks. That money goes straight to Social Security taxes. If you live long enough and earn the required 40 credits — which translates to 10 years of work — you’ll get a monthly retirement benefit someday. But who gets your Social Security if you die...
Apr 18, 2026
Kiss the Commute Goodbye With These 49 Home Business Ideas
Bitten by the entrepreneurial bug? Here are the 26 best home-based business ideas for 2019.
Apr 4, 2026
How Does Social Security Work? 12 Things You Can’t Afford Not to Know
You probably know that saving and investing are essential to retirement planning. But just as important to the equation: Social Security planning. It’s impossible to overstate the importance of Social Security to retirees. The truth is, Americans aren’t saving or investing enough for a secure retirement. Without Social Security, approximately 4 out of 10 people...
Apr 18, 2026
What Is a Required Minimum Distribution on Retirement Plans?
If you want to be a smart investor now and lower your tax liability later, here’s what you should know about required minimum distributions.
Apr 18, 2026
What is Adjusted Gross Income (AGI) and Modified Adjusted Gross Income (MAGI)?
Learn how to calculate your adjusted gross income and modified adjusted gross income
Apr 25, 2026