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Retirement
Articles filed under Retirement.
Understanding Social Security Benefits
Social Security is the largest social insurance program in the United States, and most of us will fall within this safety net at some point in our lifetimes.
May 2, 2026
If You Relate to Any of These 3 Things, It’s Time to Dump Your Budget
Does thinking about your budget make you groan? Are you so frustrated that you want to give up? You might think you’re just terrible with money or that you’ll never get the hang of how to manage your finances, but the real problem might actually be with your budget itself. Here are three situations where...
Apr 18, 2026
Will You Owe Taxes if Your Student Loan Debt Is Forgiven?
If you’re among the millions of Americans who are eligible for the sweeping student loan forgiveness, your relief may be short-lived if you’re worried about owing taxes on your canceled debt. On Aug. 24, President Joe Biden announced plans to forgive up to $10,000 in federal student loan debt for individual borrowers who earn less...
Apr 4, 2026
Dear Penny: My Dad Says I Owe Him $400/Month When He Retires. Is This Fair?
Dear Overwhelmed, It’s not your fault that your parents can’t afford to retire. Responsibility for that rests on your parents’ shoulders. The money your dad paid for these loans would certainly be helpful to your parents. But it’s unlikely that $45,000 would have been enough to buy a comfortable retirement, even if your parents had...
Apr 18, 2026
Looking to Rake in Extra Dough? This App Will Pay You for Shoveling Snow
This *cool* Shoveler app will help you make money shoveling snow this winter.
Apr 4, 2026
Divorced? Here’s How to Claim Your Ex’s Social Security
Love and marriage don’t always last forever. But if your matrimony lasted 10 years or more, the financial benefits can last a lifetime. That’s because you may be able to take Social Security based on your ex-spouse’s benefits instead of your own, even if you divorced decades ago. The philosophy is that both spouses often...
Apr 18, 2026
Looking for Seasonal Work? Here’s Who’s Hiring for the Holidays
The impending holiday shopping rush means many of us are making gift lists and trying to set aside as much money as possible. For workers, it also means thousands of opportunities for permanent and seasonal positions. Seasonal jobs are a great way to recoup the cost of holiday travel and gift-giving. They could even lead...
Apr 4, 2026
Dear Penny: I’m Disabled, Married and Nearing Retirement. How Can I Maximize My Social Security Benefits?
Dear Trying, Short answer: Wait until you turn 67 to apply for your husband’s Social Security, and you’ll get the maximum amount from both of your accounts. Here’s why: When you receive SSDI (a.k.a. disability) benefits, they’ll automatically convert to Social Security retirement (SSR) benefits once you reach full retirement age. That age is based on...
Apr 18, 2026
12 Employers That Pay for Your Health Insurance if You’re a Part-Time Worker
By law, employers of a certain size must offer health insurance to full-time workers. However, you can get some part-time jobs with health insurance, too. The Affordable Care Act, commonly known as Obamacare, defines “full time” as 30 hours or more per week. That’s right — 30, not 40. “That definitely doesn’t sync up with...
Apr 18, 2026
Is An Early Retirement Package Actually a Good Deal?
If you’re counting down the days to retirement, an early retirement offer can feel tempting. You can’t wait to relax and enjoy life after a lifetime of working, so why not jump in? Actually, early retirement packages aren’t the best idea for everyone. Before you pack up your office and sign on the dotted line,...
Apr 18, 2026
35 Ways to Earn Extra Cash and Juice Your Bank Account ASAP
We handpicked 16 ways you can make money quickly. These include ways to pocket cash by the end of the day — plus simple ways to bank $183 online.
Apr 4, 2026
11 Ways to Avoid Overspending on Food During Your Next Vacay
Keep control of your spending on vacation with these 11 easy tips on how to save money on food while traveling.
Apr 18, 2026