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Articles filed under Retirement.
The Ultimate Guide to 403(b) Retirement Accounts
Confused by retirement plans and the seemingly endless soup of letters and numbers that come with them? You’re not alone. Here, we break down the lesser-known 403(b) plan.
Apr 18, 2026
Rachel Christian, CEPF®'s profile page
Rachel Christian is a freelance financial journalist who helps readers make sense of money — from investing and taxes to retirement and everyday personal finance. Her work has been featured in Yahoo Finance, Business Insider, Bankrate, Orlando Business Journal and The Penny Hoarder. In June 2021, she became a Certified Educator in Personal Finance with FinCert, a division of the Institute for Financial Literacy. Rachel holds a bachelor’s degree in journalism from the University of Southern Indiana.
Apr 18, 2026
Retirement Sounds Nice… But Can Your Family Actually Afford It?
Dear R., Everyone you know has way too much going on in their own lives to sit around pondering the circumstances around your retirement. In the very unlikely event that they gave it so much as a passing thought, they’d probably conclude that you were successful and got a head start on the good life...
Apr 18, 2026
Broke? Busy? Bored? Presenting 31 Side Hustles (With Resources to Help You Get Started)
Side hustles can be a great way to boost your income and pursue your passions. Here are 10 of the best side hustles to consider.
Apr 4, 2026
10 Cheap Ways to Make Friends Now That You’ve Moved to a New City
You took the plunge and left one city behind and moved to a new place. That means all kinds of new experiences and adventures. It also means making new friends, which can be difficult as an adult. It’s likely you moved to take advantage of a lower cost of living so having some cheap ways...
Apr 18, 2026
7 Steps for Catching up on Bills When You Have No Idea Where to Start
If you’re behind on bills, becoming debt-free may seem hopeless — but it’s not. Here’s how you can get current and start paying off debt.
Apr 3, 2026
The Ultimate Guide to Quitting Your Job: What to Do Before You Resign
Maybe you’ve thought about quitting your job. What should you do first, what exactly do you say to your boss, and how do you still make your resume look good? Here’s what one expert says…
Apr 18, 2026
3 Tough Money Conversations You Need to Have With Your Parents
Let’s be honest: It can be awkward for adult children to talk about money with their parents — especially if you haven’t done it much before. But avoiding the money talk, especially as our parents age and their needs change, can lead to a host of financial problems down the road. These talks are tough,...
Apr 18, 2026
Who’s Taking Care of Your Dogs When You're Gone? Serious Question.
Dear C., Focus on the most pressing issue: You don’t have an estate plan. That’s something even healthy young adults should have, but it becomes more important as you age. There’s a saying in estate planning that if you don’t have a will, your state has one for you. In other words, when you don’t...
Apr 18, 2026
Precious Metal IRA: Retirement Investing In Gold And Silver
Precious metal IRAs are designed to help you invest in gold, palladium, silver and other valuable metals for retirement.
May 2, 2026
Dear Penny: My Husband Financially Supports His Adult Children. Shouldn’t That Money Go to Our Retirement?
Dear Concerned, It’s rarely helpful to keep your mouth shut about money in a relationship. You’re much better off talking with your husband to get on the same page, so you don’t deal with festering resentment and misalignment. But you have to approach the conversation open to understanding and compromise in addition to airing your...
Apr 18, 2026
Putting a Down Payment on a House: How Much You Need and Other Facts
Navigating a house purchase isn’t easy, especially when it comes to financing. The first variable in that long equation is the down payment. There are lots of factors to consider about a down payment. The most pressing: How much do you need? Here’s our handy guide to down payments for first-time home buyers. What is...
Apr 18, 2026