Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Articles filed under Retirement.

You’ve taken your ideas and formed them into a manuscript using the power of determination. Congratulations! That’s a huge step, and you should be proud of your creative prowess. Now it’s time to turn that manuscript into a full-fledged book for readers to enjoy, and one great way is by self-publishing with Amazon Kindle. Since...
Apr 4, 2026

Dear Penny: My life partner of 21 years passed away. Am I eligible for part of his Social Security benefits even though we weren’t married?
Apr 18, 2026

Maybe you’ve seen ads on places like Zillow and Craigslist for rent-to-own homes. You put a little money down, rent the property for a few years and eventually get the option to buy the house. Supporters say it’s an accessible alternative to skyrocketing housing costs and high interest rates, giving everyday people with lackluster credit...
Apr 4, 2026

Receiving student loan forgiveness isn’t fast or easy, but it can wipe out your federal student loans. This Penny Hoarder guide helps you navigate the programs.
Apr 4, 2026

Social Security recipients are getting a 5.9% boost to their benefits next year. Here’s how to find out your exact increase for 2022.
Apr 18, 2026

Budgets don’t have to be boring. Use these six ideas for a bullet journal budget to help you get creative with your saving, spending and debt payoff goals.
Apr 18, 2026

Dear Trapped, This kind of financial secrecy and exploitation is not normal between any two people, least of all a married couple. Only you can fully understand the context of your situation, but secrecy and exploitation that keeps you tethered to a relationship could be a form of financial abuse. Tennessee is not a community...
Apr 18, 2026

Contrary to popular belief, Medicare isn’t free. Monthly premiums, copays and yearly deductibles add up quickly — not to mention out-of-pocket costs on prescription drugs. Navigating Medicare’s complex system by yourself can be overwhelming. It feels easier to just stick with your current plan and hope for the best. But staying put can mean losing...
Apr 18, 2026

A Roth IRA is an individual retirement account that offers tax advantages for your retirement savings. Learn what experts say about Roth IRA accounts.
May 2, 2026

How to decide whether a Roth IRA or a 401(k) makes sense for you, even if retirement is decades away.
Apr 18, 2026

For retirees whose main asset is their house, a reverse mortgage can look very attractive. But is it a smart move?
Apr 18, 2026

A robo-advisor can help automate the process of investing.
Apr 25, 2026