Personal finance systems for spending, saving, debt, and investing.
Education & Certification
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Investing
What does filing as head of household mean? We’re here to give you the details.
Apr 4, 2026

Insurance
The only thing better than a massage is a free massage — or at least one that’s on sale. The national average cost of a massage is $75 per session, but we can do way better than that. If you know where to look, there are plenty of discounted services to be found, even free...
Apr 4, 2026

Investing
Here’s how to organize your finances in six simple steps, so you can achieve your loftiest goals.
Apr 4, 2026

Insurance
Need to organize your personal budget? There’s no better time to do it. Try these straightforward tips to tidy your finances and make your budget look its best.
Apr 18, 2026

Retirement
Medicare isn’t cheap and it doesn’t cover all your health care costs. The standard Part B premium — which pays for things like medical equipment and doctor visits — is $170.10 per month in 2022. That’s on top of an annual $233 Part B deductible, plus a $1,556 Part A deductible if you’re admitted to...
Apr 18, 2026

Debt Management
Freelance bartending is a great side gig that doesn’t require bartending school and can earn you good extra money whether you're working large events or something more intimate. Freelance bartenders can make anywhere from $20 to $50 per hour — and sometimes more — according to freelance bartenders we interviewed. That’s before tips, and those...
Apr 3, 2026

Investing
Dear J., In theory, this is a great idea. The big advantage of a Roth IRA is that you pay upfront taxes on the money you invest in exchange for unlimited tax-free growth. Since your grandson is 17, I’m guessing he doesn’t have a big tax bill. If he has the discipline not to touch...
Apr 18, 2026

Banking & Credit
Everyone needs a basic checking account. It’s the account you use to pay the bills, go to lunch and the other expenditures of everyday life. What you don’t need are random fees just for having that account. A monthly maintenance fee? Your checking account doesn’t need an oil change. The other thing you don’t need...
Apr 18, 2026

Retirement
Retirement is an important savings goal, but it’s tough to know how to get there. Here’s how much you need to save for retirement, no matter your age or income.
Apr 18, 2026

Debt Management
Data breaches are increasingly common in today’s interconnected world, but you have access to a free tool that can protect you. Here’s how to freeze your credit.
Apr 18, 2026

Budget Planner
Do you need a little nest egg? Check out our ultimate step-by-step guide on how to save money. It covers everything you need to do to start saving.
Apr 18, 2026

Investing
We all make mistakes, and we all have regrets. That’s part of the deal when you’re a human being. We got to wondering: What do old people regret the most, financially speaking? If they could go back in time, what would they do differently — especially when it comes to money? A researcher at the...
Apr 4, 2026