Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Latest Articles
All articles for the active domain.
Insurance
How to Save on Gas: 23 Ways to Beat Prices at the Pump
The cost of getting around town adds up. But there are lots of ways to save money on gas, from scouting the best rewards programs to keeping your tires properly inflated.
Apr 18, 2026
Banking & Credit
What Is Credit Mix and How Does It Affect Your Credit Score?
One of the common rumors about improving your credit score has to do with the credit mix. But what’s “credit mix”? How does it affect an overall credit score? And is that rumor true?
Apr 6, 2026
Insurance
3 Things to Cut From Your Life in 2023 (And What to Replace them With)
These are the biggest things you should be cutting out of your life this year — and what to replace them with.
Apr 4, 2026
Retirement
19 Super-Smart Tips on How to Save Money on Utilities
We’ve all heard the saying “It’s not easy being green,” but it can be if you follow these 18 clever tips and tricks for how to save money on utilities.
Apr 18, 2026
Banking & Credit
New Breeze Airways Credit Card Takes Flight With Up to 10X Back
Airline also launches Breezy Rewards, the airline’s loyalty program, which supercharges rewards earned with the credit card.
Apr 4, 2026
Investing
How I Used “The Perfect Portfolio” to Make Extra Money and Win a Global Finance Award
If you’ve ever felt like building wealth is something reserved for Wall Street insiders, you’re not alone. When I started talking about investing with students and families over a decade ago, I kept hearing the same things: “I don’t have thousands to invest,” or “It’s too risky,” or “I wouldn’t know where to start.” So...
Apr 18, 2026
Retirement
Dear Penny: Should I Keep My Nephew in Charge of My Estate Considering His Recent Behavior?
Dear Auntie, Like many money quandaries, this sounds like primarily a communication issue, rather than a legal or financial one. Money and death are both tricky topics to discuss with family, and that can cause estate planning to be shrouded in mystery and confusion. It sounds like your nephew might be confused about what it...
Apr 18, 2026
Budget Planner
Here’s How to Get up to 5% Cash Back at Amazon Without Clipping Any Coupons
You might’ve seen the TV commercials, so now you’re wondering, what is Rakuten? Rakuten is one of the easiest ways to earn cash back while shopping online. We’ll show you how.
Apr 4, 2026
Retirement
This Tax Credit You’ve Never Heard of Could Reduce Your Tax Bill By $2,000
Depending on your income and tax filing status, you can claim the Saver’s Credit for a portion of the first $2,000 you contribute to a retirement account in a tax year.
Apr 4, 2026
Retirement
Dear Penny: Will Scaling Back My Workload at 60 Years Old Affect My Social Security?
Dear Planning, Contrary to popular belief, Social Security benefits are not calculated based on your most recent working years, but on your highest earning years. It looks at the 35 years when you earned the most, so as long as you’ve worked at least 35 years, you can retire or scale back your income anytime...
Apr 18, 2026
Retirement
How to Avoid Medicare Mistakes That Could Cost You Thousands
Medicare has a lot of moving parts, and it’s easy to miss deadlines or choose the wrong plan. This is especially true if you’re still adjusting to retirement and new financial priorities. That said, many of the most common Medicare mistakes are entirely avoidable with some research and planning. Here are some of the biggest...
Apr 18, 2026
Debt Management
15 Platforms Offering Free Skill Training
Learning something new doesn’t always mean signing up for debt. Plenty of platforms have opened the door to education with no fees, just access. Some focus on technology, others on the arts or traditional academics. Whatever your interest, these 10 resources make it easy to gain knowledge 1. Coursera Coolcaesar/Wikimedia Commons Tons of people assume...
Apr 4, 2026