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Debt Management
Buy Now, Pay Later: Good Alternative to Credit Cards or Dangerous Debt Trap?
Buy now, pay later apps are an increasingly popular way to finance purchases. Companies like Affirm, AfterPay and Klarna allow you split the cost of everyday purchases — from running shoes to groceries — into several installment payments. Pay-in-four loans are a common model. You’re required to make a small down payment, usually around 25%,...
Apr 18, 2026
Investing
Where to Get a Money Order
Money orders are a fairly budget-friendly and safe way to send money — better than handing off wads of cash. You don’t need to share personal details (except your name) and the funds are guaranteed, so there’s no worrying about whether the recipient will face a bounced check. Keep in mind that money orders aren’t...
Apr 4, 2026
Banking & Credit
Credit Cards: Will Getting More Than One Help My Credit Score?
Will having more than one credit card improve your credit score? It could, indirectly, but a single card you manage well is every bit as good.
May 2, 2026
Debt Management
15 Real Reasons Married People Regret Sharing A Bank Account
It usually starts with good intentions. Merging accounts feels like commitment in action until daily life starts poking holes in the setup. Suddenly, small purchases stir arguments and shared savings no longer feel safe. Over time, regret sets in. Joint bank accounts aren't for everyone. Let’s check out the most common reasons couples rethink that...
Apr 4, 2026
Retirement
Side Hustle 101: How to Make and Sell Crafts
If you’re a little crafty but draw the line at dragging out the sewing machine, you’re in good company. But that doesn't mean you can't find crafts to make and sell. Mason jars and bath bombs aside, there are many clever ideas for easy crafts to make and sell that don’t require sewing skills or...
Apr 4, 2026
Budget Planner
Want To Save More Cash? Try This 6-Day Saving Plan
Small changes can do more for your wallet than strict budgets ever did. This six-day savings challenge keeps things easy, repeatable and doable. It’s about forming habits, not chasing perfection. If traditional saving hasn’t worked for you, here’s what makes this method different—and why it’s gaining traction. Short And Effective Leeloo The First/Pexels Saving money...
Apr 3, 2026
Insurance
The Anti-Budget: A Budget for People Who Hate Budgeting
Hate budgeting? The anti-budget may be for you. From the flames of those who practice and preach FIRE — Financial Independence, Retire Early — comes plenty of diamond-class level ideas. These “FIREWalkers” provide a multitude of financial solutions and simple philosophies that work exceptionally well in theory — and in practice. And the anti-budget is...
Apr 4, 2026
Insurance
12 Weeks Off Work Without Pay: How I’m Preparing for Maternity Leave
Unpaid materinity leave is a tough reality. Here’s how to save up enough money to cover 12 weeks of leave.
Apr 4, 2026
Banking & Credit
Can I Use One Credit Card to Pay Off Another?
You generally can't use one card to make direct payments on a different card. But you can do a balance transfer, moving debt from one account to another.
May 2, 2026
Investing
Parents: Use This Foolproof Strategy to Keep Your Kids Away From Bad Spending
Skip the piggy bank. Instead, use this strategy to keep your kids away from bad spending. It’s a debit card for your kids — with parental controls.
Apr 4, 2026
Insurance
How to Build Generational Wealth — Even if You’re Not Rich
Generational wealth isn’t just for descendants of railroad tycoons. It’s something that is totally attainable — and important — for the rest of us common folk.
Apr 18, 2026
Insurance
Why Is Health Insurance So Expensive? Why Premiums Are Rising and What You Can Do
Health insurance is becoming harder and harder for the average American to afford. Health insurance premiums are rising because the cost of medical care itself also is rising. Different stakeholders share the weight of health care costs, whether it’s the government, your employer or you – the patient. Right now, more of those increasing costs...
Apr 18, 2026