Personal finance systems for spending, saving, debt, and investing.
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Banking & Credit
It’s possible to lower your interest rate on the PNC Spend Wise card by 2 percentage points every 12 months, but a true 0% APR credit card will likely save you more money.
Apr 4, 2026

Retirement
Life moves pretty fast, doesn’t it? Here are some tips for catching up if you’re in your 50s and your retirement savings aren’t up to par.
Apr 18, 2026

Budget Planner
Dear K., Pretend you’re having the salary talk with a guy you’re dating. You go into the conversation expecting that you’ll be the higher earner. But then the man surprises you. How would you feel if he reveals he earns three or four times more than you do? My gut reaction to reading your letter...
Apr 18, 2026

Debt Management
If you’re thinking about declaring bankruptcy, make sure you know what you’re getting into. Here’s what happens when you file for bankruptcy.
Apr 18, 2026

Investing
GreenSky Loans is a Goldman Sachs company that works exclusively with its GreenSky Pro contractors, meaning in order to get a home improvement loan you must be working with a contractor who uses GreenSky financing services. GreenSky Loans itself is not a lender, but instead works as a go-between connecting you, the homeowner, and federally...
Apr 4, 2026

Retirement
Most of us never see the first 6.2% of our paychecks. That money goes straight to Social Security taxes. If you live long enough and earn the required 40 credits — which translates to 10 years of work — you’ll get a monthly retirement benefit someday. But who gets your Social Security if you die...
Apr 18, 2026

Banking & Credit
If you have good credit, a good APR is easy to come by — but what qualifies as a "good" annual percentage rate also varies by type of card.
May 2, 2026

Budget Planner
If you own a Samsung Galaxy device, there’s a strong probability that your device supports Samsung Pay, the company’s mobile payment and digital wallet service. Using Samsung Pay, you can leave your credit and debit cards — even your loyalty cards — in your purse, bag or wallet. Simply tap your smartphone or watch to...
Apr 18, 2026

Investing
We compared interest rates and ease of access to funds to help you pick the best savings account for your needs.
Apr 4, 2026

Debt Management
While the hot real estate markets from the last couple of years slowed down in 2022, some markets are still quite warm, according to a recent study released by Zillow. That’s especially true east of the Mississippi River. Charlotte, North Carolina, led the way as the forecasted hottest housing market for 2023 — followed by...
Apr 18, 2026

Banking & Credit
Once you walk down the aisle, you join your debt together. One of the best ways to pay down debt as a married couple is to consolidate it all into one low-interest loan.
Apr 6, 2026

Retirement
Bitten by the entrepreneurial bug? Here are the 26 best home-based business ideas for 2019.
Apr 4, 2026