Personal finance systems for spending, saving, debt, and investing.
Education & Certification
Latest Articles
All articles for the active domain.
Investing
Why Wealthy is Better Than Rich — and How to Get There
Why being wealthy is better than being rich — and how to get there.
Apr 4, 2026
Banking & Credit
Dear Penny: Where Should I Put My Savings to Earn as Much Interest as Possible?
Dear Careful, Kudos for keeping an eye on what your money is doing each month! A couple of things could be going on here. A money market account (MMA) has a higher average interest rate than a checking or savings account, but it might require a higher balance to earn that rate. You might have been...
Apr 18, 2026
Insurance
Why You Need Social Security Credits & 4 Job Ideas to Build Your Credits
For whatever reason, you do not yet qualify to receive Social Security benefits, but you are old enough to begin thinking about your retirement. What can you do about that? The most common reason people can’t qualify for Social Security is because they haven’t paid enough into the system to qualify. Maybe you stayed home...
Apr 18, 2026
Investing
This Website Pays You Up to $140/Month Just for Sharing Your Honest Opinion
This site will pay you for sharing your honest opinion in online surveys.
Apr 3, 2026
Banking & Credit
5 Things to Know About the Credit One Wander Card
The Credit One Wander Card lacks the travel-related perks that one would expect to find in a card with a sizable annual fee.
Apr 4, 2026
Banking & Credit
Dear Penny: Am I Cruel to Make My Husband Work if We Don’t Need the Money?
Dear Annoyed, If your husband sulks, ignore him. But please don’t waste a second feeling guilty about asking him to work. He’s gotten two years of leisure. You busted your butt to get to a place where you didn’t need to be traditionally employed. You basically did two full-time jobs for nearly a decade. You...
Apr 18, 2026
Debt Management
Don't Throw It Away! 15 Surprising Ways to Use Stale Bread
You grabbed a loaf of bread the last time you were at the grocery store, but now it's rock hard. So, what to do with stale bread? This common scenario is annoying when you're hungry and craving a sandwich, but it's also a huge waste of food and money if you throw it away. The...
Apr 3, 2026
Retirement
How to Plan for Retirement From Your 20s to Your 60s
Deciding how to save for retirement is confusing, but here’s a guide to help you determine whether you should prioritize your 401(k) or your IRA.
Apr 18, 2026
Budget Planner
Make Sure Variable Expenses Don’t Derail Your Budget With These 4 Tips
We break down ways to manage your variable expenses so they don’t throw you off budget.
Apr 18, 2026
Retirement
Hire a Mover or DIY? The Cheapest Way to Move Across Country
Moving across the country can be ridiculously expensive — not to mention confusing — so we looked at three ways to do it and tried to figure out which option was the cheapest.
Apr 18, 2026
Budget Planner
7 Things You Need to Know About How to Get a New Job in 2025
There are about 7.7 million job openings in the U.S. While there is a great demand for people to fill these jobs, there are also record numbers of employees changing careers, hopping into a job search and swapping old jobs for better ones. So, if you are hoping to get hired, you need to stand...
Apr 18, 2026
Banking & Credit
JetBlue Premier Card to Add New Benefits and Enhance Old Perks
The JetBlue Premier Card is adding new perks and enhanced benefits that will offer more value and keep the same annual fee. Find out what's in store for cardholders.
May 2, 2026