Personal finance systems for spending, saving, debt, and investing.
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Banking & Credit
Struggling with credit card debt, one blogger decided to try an aggressive approach: She gave herself only 90 days to pay off $8,100. Here’s how she did it.
Apr 18, 2026

Budget Planner
If you like using AI to make daily tasks easier, it can also make handling your finances easier. The budgeting app Cleo is like an AI financial assistant that uses a chatbot to make money management more approachable. It aims to provide typical budgeting app features but in a hyper-personalized way. You’ll be able to...
Apr 18, 2026

Investing
Dear S., Is this really about what Grandpa would have wanted? Or are you saying that you’re disappointed that your wife isn’t spending her inheritance on fun stuff? Regardless, it sounds like your wife followed your advice. She didn’t let the money go to waste. Investing money when you don’t have a pressing need for...
Apr 18, 2026

Retirement
Kent McDill has been a journalist for more than 30 years. He holds a Bachelor of Communication, Broadcast Journalism from DePauw University.
Apr 18, 2026

Budget Planner
Six months into Trump’s second term, consumer finances are feeling the impact of new tariffs, tax breaks and economic policies. Here’s what to know and how to respond.
Apr 25, 2026

Budget Planner
If you’re looking for inexpensive, fun Valentine’s Day date ideas, the answer just might be a penny date. Here’s how to set one up.
Apr 18, 2026

Insurance
Love free stuff? Then you need this ginormous list of freebies in your life. Why pay when you can get this stuff for FREE?
Apr 4, 2026

Budget Planner
Getting a loan when you have mediocre credit is no easy task. You can face astronomical interest rates — or outright rejection. LendingPoint is a personal loan company that makes loans to people with credit scores as low as 620. In this LendingPoint review, we’ve taken the time to research and analyze the company's offerings...
Apr 18, 2026

Budget Planner
Figuring out how to save more money is tough, especially on a tight budget. Here are four of the best apps that make it easier to save money.
Apr 18, 2026

Retirement
Did you know Medicare doesn’t cover all your health care costs? Medicare Part A and Part B — also known as Original Medicare — include several coverage gaps that many people are unaware of. So what does Medicare not cover, exactly? In general, Original Medicare doesn’t cover: Prescription drugs Hearing aids Most vision care, including...
Apr 18, 2026

Insurance
Dread going to the mechanic? Your nerves probably have a lot to do with not being prepared to pay a repair bill. The solution? Budget for car maintenance and repairs.
Apr 18, 2026

Banking & Credit
Dear Aspiring, You’ve come to the right place! We’ve written about tons of remote side hustles over the years at The Penny Hoarder. You can turn a side hustle into a full-time income either by piecing together a lot of side gigs (if you like variety) or by choosing a side hustle that has the...
Apr 18, 2026