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Who Goes First? A Married Couple’s Guide to Claiming Social Security

Insurance

Who Goes First? A Married Couple’s Guide to Claiming Social Security

Here is the scenario: You and your spouse are approximately the same age, and are asking yourselves and your financial guru about social security benefits. Chief in your minds is how to maximize social security benefits for a married couple. You are approaching the age when you need to make decisions about taking Social Security...

Apr 18, 2026

Here’s What People Really Have Saved in Their 20s, 30s, 40s, 50s and 60s

Investing

Here’s What People Really Have Saved in Their 20s, 30s, 40s, 50s and 60s

One thing Americans have in common at every age: Our average retirement savings are seriously lacking. Here’s a decade-by-decade breakdown.

Apr 4, 2026

These People Had a Collective $250,000 in Debt. Here’s How They Paid It Off

Investing

These People Had a Collective $250,000 in Debt. Here’s How They Paid It Off

Working on paying off credit card debt? You’re not alone. These five tried-and-true techniques can help you start making a dent in it right now.

Apr 4, 2026

This Website Can Help You Pay off Your Debt Faster and Save Money

Debt Management

This Website Can Help You Pay off Your Debt Faster and Save Money

Credit card interest could be destroying your finances. Credit card debt consolidation loans are a simple way to refinance your debt to cut interest rates. Here’s a simple way to get one.

Apr 4, 2026

FICO Just Released How Much Credit Scores Rise When Negative Marks Go Away

Investing

FICO Just Released How Much Credit Scores Rise When Negative Marks Go Away

Low credit score keeping you down? Here’s what happens when late payments get wiped from your credit history — and how many points your score can go up.

Apr 4, 2026

Asked on Reddit: How Much Is Too Much to Pay for Rent?

Budget Planner

Asked on Reddit: How Much Is Too Much to Pay for Rent?

Experts generally recommend keeping rent below 30% of your gross pay, but there are nuances to consider.

Apr 25, 2026

Why and How We Should Cut Back on Fast Fashion

Budget Planner

Why and How We Should Cut Back on Fast Fashion

It’s no mystery to me why fast fashion has blown up over the last several years. Trend cycles are getting shorter and basic necessities are getting more expensive. It actually makes perfect sense why you’d want to buy something that’s in style for as cheap as possible, because who knows how long it will stay...

Apr 18, 2026

Adam Palasciano's profile page

Budget Planner

Adam Palasciano's profile page

Adam Palasciano is a personal finance-obsessed and money-savvy individual who loves to create content on all things saving and making money. His work also appears on GoBankingRates, Investopedia, FinanceBuzz and The Smart Wallet.

Apr 18, 2026

How Do 0% APR Credit Card Offers Work?

Budget Planner

How Do 0% APR Credit Card Offers Work?

A 0% introductory APR on a credit card can save you money if you use it responsibly. Here's what you need to know about how this offer works.

Apr 4, 2026

Veronica Matthews' profile page

Budget Planner

Veronica Matthews' profile page

Veronica Leone Matthews is a contributing writer at The Penny Hoarder. She has an Ed.D. in Educational Program Development and a Master’s in Liberal Arts from the University of South Florida. She has more than 10 years of experience writing for non-profits and higher education. Veronica lives in the mountains of Western North Carolina and writes on lifestyle topics.

Apr 18, 2026

Bring These 8 Financial Aid Questions Along With You on Your Campus Tour

Debt Management

Bring These 8 Financial Aid Questions Along With You on Your Campus Tour

Yes, you want to see the dorms, the library and the student union, but you should add the financial aid office to your list for the campus tour. It’s an essential stop to get your financial aid questions answered — but you’ll need to do more than simply show up. That’s what Certified Financial Planner...

Apr 18, 2026

What Falling Consumer Confidence Means for Your Wallet

Investing

What Falling Consumer Confidence Means for Your Wallet

Consumer confidence has plummeted in recent months, with expectations for the future of the economy reaching a 12-year low. But as headlines warn of a possible recession and uncertain times ahead, it’s only natural to feel frustrated. What does it all mean? And what can we do to prepare? Let’s look at what consumer confidence...

Apr 18, 2026

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