Personal finance systems for spending, saving, debt, and investing.
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Budget Planner
Going vegetarian has a reputation for being expensive. But meatless meals shaved hundreds of dollars off my yearly grocery bill. Could it do the same for you?
Apr 4, 2026

Insurance
It is hard to imagine something worse than losing someone you love without warning. Sudden or unexpected deaths are all too common, and the shock and pain of losing a parent, a spouse or anyone deeply entwined with your own life can leave you with a hundred questions that all feel like they need to...
Apr 18, 2026

Investing
Have you ever invested in a certificate of deposit? If you’re curious about these guaranteed investments, here’s your guide to figuring out if they’re right for you — and finding the best interest rates.
Apr 18, 2026

Investing
Parents, have you noticed how your kids’ school supplies keep getting fancier and fancier? All those markers and notebooks keep adding more glitter and sparkles. More bells and whistles — more pizzazz. Take the state of glue, for example. Back when your father was in kindergarten, Little Junior probably made do with plain standard white...
Apr 4, 2026

Investing
Get cash between paychecks — without an expensive payday loan. More than a quarter-million people are using this payday advance app that helps you avoid overdraft fees with a loan of $250.
Apr 4, 2026

Insurance
When you’re self-employed, all it takes is one catastrophic event to wipe out your bank account. Here’s how to find an emergency fund to help when your resources are exhausted.
Apr 18, 2026

Investing
After lots of hours looking for the right number of bedrooms, a great kitchen, and enough square footage on the perfect lot, you finally found your family’s dream house. Those things are crossed off your checklist. Now onto the home inspection checklist to make sure the dream house doesn’t turn into a nightmare. With a...
Apr 18, 2026

Banking & Credit
When banks advertise themselves as fee-free, you’ve got to question how truly fee-free they really are. For example, major banks that boast no monthly maintenance fees can still get you with overdraft fees, foreign transaction fees and even paper check fees. ATM fees are a different breed. Your own personal bank isn’t benefiting from the...
Apr 18, 2026

Budget Planner
You survived the interviews. You deftly explained where you see yourself in five years. You managed to sparkle even when you talked about your greatest weakness. Now there’s just one thing standing between you and your dream job: a credit check. But what happens when you have a lackluster credit score? Will past missteps haunt...
Apr 18, 2026

Retirement
Receiving student loan forgiveness isn’t fast or easy, but it can wipe out your federal student loans. This Penny Hoarder guide helps you navigate the programs.
Apr 4, 2026

Budget Planner
Dear Penny: Relatives of mine are struggling to find work because of criminal records. Where can they get jobs?
Apr 18, 2026

Insurance
Does it really make more sense to buy a house versus renting? Maybe, but the calculations are not as simple as many experts suggest. Here’s how to decide whether it makes more financial sense for your to buy or rent a house.
Apr 18, 2026