Personal finance systems for spending, saving, debt, and investing.
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Investing
This savings strategy fell out of the spotlight for a few years, but it’s making a comeback. Is it a good choice for you? Here’s how to figure it out — and build your own CD ladder.
Apr 18, 2026

Budget Planner
Breaking out the grill is a time-honored tradition of warmer weather and weekend barbecues. However, getting your grill on isn’t all good vibes. Even though it’s not filet mignon, throwing another shrimp (or ribeye) on the barbie can put a bigger dent in your budget than expected. Although soaring food inflation has stabilized, certain cuts...
Apr 18, 2026

Debt Management
Worried about how to pay for college or how to graduate without a ton of student loans? Applying for scholarships is one way to save money on costs. To get you started, here’s a list of 100 college scholarships. Good luck!
Apr 3, 2026

Insurance
Car insurance costs keep going up, with drivers seeing a 20.6% price increase from February 2023 to February 2024. As people try to squeeze a little more money out of their budgets, some policies are getting canceled altogether because insurers are leaving their state. So what can you do about canceled car insurance? First, you...
Apr 18, 2026

Debt Management
Retirement means leaving many things behind. Unfortunately, taxes aren’t one of them. Taxes in retirement can be complicated. You might be drawing income from multiple sources, including 401(k) distributions, Social Security, interest from a savings account, a pension or even a part-time job. When tax time rolls around, figuring out how much you owe can...
Apr 4, 2026

Retirement
Social Security recipients are getting a 5.9% boost to their benefits next year. Here’s how to find out your exact increase for 2022.
Apr 18, 2026

Debt Management
Is it possible to use your credit card too much? I recently asked this question for myself and dug in for some answers. The key? Credit utilization.
Apr 18, 2026

Debt Management
Ever wonder what it feels like to go bankrupt? One woman shares her experience declaring chapter 7 bankruptcy — and how she’s working her way out of debt.
Apr 18, 2026

Debt Management
Cleaning out a home is a major undertaking. The sheer amount of stuff can be overwhelming. Whether you’re moving to a smaller place in retirement or helping your siblings clean out the family home after your parents die, the process is never easy. You might be up against a tight deadline because the house needs...
Apr 4, 2026

Debt Management
Who’s excited for Thanksgiving? If your answer is “Everyone… except my wallet,” we’ve got you covered. Here’s where you can get a free turkey for Thanksgiving this year.
Apr 4, 2026

Retirement
Budgets don’t have to be boring. Use these six ideas for a bullet journal budget to help you get creative with your saving, spending and debt payoff goals.
Apr 18, 2026

Budget Planner
Explore career opportunities at The Penny Hoarder, the #1 fastest-growing private media company in the country, according to the Inc. 5000.
Apr 18, 2026