Personal finance systems for spending, saving, debt, and investing.
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Banking & Credit
The card’s annual fee is steep considering it offers few perks to offset that cost.
Apr 4, 2026

Investing
Women have fought for a place at the proverbial table, and now they’re showing up strong. During the pandemic, more businesses have been started by female founders, and more women than men have entered higher education. Even so, fewer investors are female, and the gender pay gap persists. That’s where Ellevest comes in. Ellevest is...
Apr 18, 2026

Banking & Credit
The credit scoring company FICO has created another way, besides your regular credit score, to make you more appealing to lenders. This new score, known as the FICO Resilience Index, can help people with low traditional credit scores. While your traditional FICO score is designed to forecast the probability that you’ll go three months past...
Apr 18, 2026

Insurance
Keeping these pantry essentials in your kitchen allows you to whip up quick meals and minimize your takeout spending.
Apr 18, 2026

Investing
Inflation is doing a great job of making it really difficult to buy, well… anything. And that includes stocks. The wealthy know how important investing is, and they have the means to keep doing it in any market. Luckily, you don’t need deep pockets to make your own power moves in the stock market. When...
Apr 18, 2026

Retirement
Molly Moorhead is a Certified Financial Planner who joined The Penny Hoarder in 2019 after a 20-year career in newspapers. In her journalism career, she was a reporter, editor and editorial writer, and wrote for the national fact-checking website PolitiFact, rating the accuracy of political claims and covering the 2012 presidential election. Her work has been recognized by the Society of Professional Journalists and the Florida Society of News Editors. She's been a regular TV guest on news and political shows and spoken on panels about journalism and women in media. She graduated from the University of Florida.
Apr 18, 2026

Insurance
Dear L., Getting approved for Social Security Disability Insurance (SSDI) is such a long and complex process, so I understand why you wouldn’t want to put your benefits at risk. But I don’t see much downside to what you’re proposing. The Ticket to Work program provides training, career counseling and help with finding a job...
Apr 18, 2026

Insurance
As with any insurance, buying life insurance puts you in a pickle: You want to make sure you have enough coverage to protect your family and loved ones in case you die but you don’t want to play it so safe that the monthly premiums bust your budget. Unfortunately, we can’t tell you exactly how...
Apr 18, 2026

Retirement
Get your free weekly credit reports from all three credit bureaus through April 2022. Here’s how.
Apr 4, 2026

Debt Management
That pile of bills may suddenly look like a mountain if you’re facing tough times financially. We’re big fans of budgeting, paying your bills on time and avoiding debt, but under extreme circumstances, you may need to decide which bills to pay and which to delay — and perhaps even lean on credit cards. “It’s...
Apr 18, 2026

Investing
Investing is no longer solely about financial gains. You may also worry about where you are putting your money and how your investments can affect the environment. Your investment options are a powerful means of driving positive change and making a real impact on our planet and society. This is known as sustainable or socially...
Apr 18, 2026

Investing
What’s the difference between a secured and unsecured loan, anyway? Knowing the difference — and the best way to take advantage of each — can help you choose the right loan type for your life goals.
Apr 3, 2026