Personal finance systems for spending, saving, debt, and investing.
Education & Certification
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Taxes
A 1099-MISC form reports certain types of miscellaneous income, including rent, royalties, prizes and other payments.
Aug 1, 2026

Investing
The main difference between value and growth stocks is that value stocks are undervalued and growth stocks are potentially able to deliver above-average returns.
Aug 1, 2026

Budget Planner
ChatGPT, Google Gemini and other AI tools can help guide your financial goal-setting.
Aug 1, 2026

Taxes
Form W-2 is a record of your annual wages and how much tax you paid on them. Here's how to get a W-2 form and how to read it.
Aug 1, 2026

Budget Planner
Meet Mike Noland, one of the winners of NerdWallet’s Debt-Free December sweepstakes.
Aug 1, 2026

Budget Planner
Meet Angela Wilson, one of the winners of NerdWallet’s Debt-Free December sweepstakes.
Aug 1, 2026

Investing
The premium tax credit is a refundable credit that helps some taxpayers afford health insurance premiums. The advance PTC lowers the premiums themselves.
Aug 1, 2026

Taxes
The IRS takes up to 16 weeks to process amended returns. You can use the IRS' "Where's My Amended Return?" online tool to check your amended return status.
Aug 1, 2026

Budget Planner
Soft saving might allow you to live well today while still preparing for tomorrow — but it comes with tradeoffs.
Aug 1, 2026

Retirement
A Roth IRA is a powerful tool for building tax-free savings for your retirement.
Jun 20, 2026

Banking & Credit
Getting a car loan with bad credit is still possible, though you need to be careful of high rates and fees. Here's how.
Jun 27, 2026

Budget Planner
With rising food prices and SNAP benefits in peril, it's even more important to maximize your food budget. We're here to help.
Aug 1, 2026