Money Brief

Personal finance systems for spending, saving, debt, and investing.

Education & Certification

Latest Articles

All articles for the active domain.

7 Things You Need to Know About How to Get a New Job in 2025

Insurance

7 Things You Need to Know About How to Get a New Job in 2025

There are about 7.7 million job openings in the U.S. While there is a great demand for people to fill these jobs, there are also record numbers of employees changing careers, hopping into a job search and swapping old jobs for better ones.  So, if you are hoping to get hired, you need to stand...

Apr 18, 2026

10 Recession-Proof Jobs That Can Withstand a Downturn

Budget Planner

10 Recession-Proof Jobs That Can Withstand a Downturn

Amid the rising cost of just about everything, Americans have been worried about the economy dipping into a recession for years. And with layoffs starting to pile up amid a softening job market, recession fears can creep up. If you're concerned about stability in your own job, you may be considering a shift to recession-proof...

Apr 18, 2026

5 Things We Wish We Knew About the AmEx Black Card

Banking & Credit

5 Things We Wish We Knew About the AmEx Black Card

The card offers invite-only access to elite status in numerous loyalty programs and tailored perks for cardholders. But the fees are astronomical, the rewards are poor and many similar benefits are available on the cheaper Platinum Card.

Apr 25, 2026

Georgia Drivers Could Save $323 A Year As Travelers Cuts Car Insurance Rates

Budget Planner

Georgia Drivers Could Save $323 A Year As Travelers Cuts Car Insurance Rates

Georgia drivers insured by Travelers could save an average of $323 a year after a 10.1% car insurance rate cut.

Jul 11, 2026

Dear Penny: My Friend Constantly Brags About How Much He Could Make. Why?

Banking & Credit

Dear Penny: My Friend Constantly Brags About How Much He Could Make. Why?

Dear Bugged, Have you asked this same question to your friend? He’s the best person to tell you why he feels compelled to steer the conversation in this direction, so bringing it up in a gentle way could help you get the answers you’re looking for. You don’t have to be accusatory or even suggest...

Apr 6, 2026

Quitting Your Job? Great, But What About Your 401(k) and Retirement Plan?

Insurance

Quitting Your Job? Great, But What About Your 401(k) and Retirement Plan?

Congratulations on making a job move and looking for something new during what’s being called the “Great Resignation.” But with that new freedom might come a new worry, depending on how long you plan to be without work: how will not working affect your retirement funds? When you quit work, things like no matching contributions,...

Apr 18, 2026

What Is a Balance Transfer? Should I Do One?

Banking & Credit

What Is a Balance Transfer? Should I Do One?

A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.

May 2, 2026

Divorced? Here’s How to Claim Your Ex’s Social Security

Budget Planner

Divorced? Here’s How to Claim Your Ex’s Social Security

Love and marriage don’t always last forever. But if your matrimony lasted 10 years or more, the financial benefits can last a lifetime. That’s because you may be able to take Social Security based on your ex-spouse’s benefits instead of your own, even if you divorced decades ago. The philosophy is that both spouses often...

Apr 18, 2026

Here’s How to Become a Transcriptionist and Work Your Way Up the Pay Scale

Budget Planner

Here’s How to Become a Transcriptionist and Work Your Way Up the Pay Scale

Looking for a flexible job that lets you work from home and flex your typing skills? Here’s how to become a transcriptionist — plus six places that hire beginners.

Apr 18, 2026

What Is An Immediate Annuity?

Retirement

What Is An Immediate Annuity?

An immediate annuity provides you with retirement income payments, and you begin receiving annuity income payments immediately after you deposit money.

Jul 18, 2026

11 Things You Should Buy Now That Might Be in Short Supply Later

Budget Planner

11 Things You Should Buy Now That Might Be in Short Supply Later

The days of stocking up on masks and disinfecting wipes may have waned, but pandemic-era supply chain issues still linger. Those issues might have eventually resolved, but 2025 has ushered in a new round of challenges. From unpredictable weather to geopolitical issues, speed bumps in the supply chain stand to affect your access to the...

Apr 4, 2026

50/20/30 Budget Is Perfect if You Want to Save but Still Want a Life

Budget Planner

50/20/30 Budget Is Perfect if You Want to Save but Still Want a Life

We break down the 50/20/30 rule into a blueprint that shows you exactly how to budget your money each month into three simple categories.

Apr 18, 2026