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Dear Penny: We Have Bad Credit. Is There Any Hope for a Debt Consolidation Loan?

Banking & Credit

Dear Penny: We Have Bad Credit. Is There Any Hope for a Debt Consolidation Loan?

Dear D., When you have a smorgasbord of debts, life feels like a juggling act. So many due dates, so many interest rates, so many terms and conditions to keep track of. Then you see the claims in the ads for debt collection loans. Get rid of high-interest credit card debt today! One low monthly...

Apr 18, 2026

The 5 Best Trade Jobs in High Demand for 2025

Retirement

The 5 Best Trade Jobs in High Demand for 2025

You don’t need to attend college to get a good job. Electrician and HVAC jobs pay well — and are growing like crazy. Here’s proof…

Apr 4, 2026

Student Loan Forgiveness FAQs: Everything You Need to Know

Debt Management

Student Loan Forgiveness FAQs: Everything You Need to Know

Do you have federal student loans? You probably have lots of questions right now. President Joe Biden announced a first-of-its-kind federal student loan cancellation plan Aug. 24 that would wipe out up to $20,000 worth of federal student loans for millions of Americans. The process may be automatic for some borrowers. Others will need to...

Apr 18, 2026

Side Hustle to Serious Cash — How to Start an Airbnb Business

Retirement

Side Hustle to Serious Cash — How to Start an Airbnb Business

At this point, you might have stayed at an Airbnb on your travels. But have you thought about becoming a host? Here’s how to become an Airbnb host and make money.

Apr 4, 2026

Is the Market Too Risky for You? Four Factors to Help You Decide

Investing

Is the Market Too Risky for You? Four Factors to Help You Decide

Maybe you got a $1,000 bonus from work or a windfall from a recently departed relative. Can you make more of it in the stock market? It looks doable and exciting if you've been watching the stock market hit record high after record high in the last year. But is it too late? Should you...

Apr 4, 2026

5 Things to Know About the First Access Credit Card

Banking & Credit

5 Things to Know About the First Access Credit Card

The First Access Visa Credit Card can help you build credit with careful use, but it's going to cost you, thanks to tons of fees and a super-high interest rate.

Apr 4, 2026

Do You Store Money in Your Venmo or PayPal? That’s a Bad Idea, the Feds Say

Investing

Do You Store Money in Your Venmo or PayPal? That’s a Bad Idea, the Feds Say

Mobile payment apps like PayPal, Venmo and Cash App are becoming more and more popular as more people go cashless. At this point, more than three-quarters of adults in the U.S. have used a payment app, according to a survey by the Pew Research Center. These apps are certainly convenient, and lots of people keep...

Apr 18, 2026

5 Things to Know About the Navy Federal cashRewards Credit Cards

Banking & Credit

5 Things to Know About the Navy Federal cashRewards Credit Cards

If you're looking for straightforward rewards, the Navy Federal Credit Union cashRewards cards are appealing. But you must be a member of the credit union to get either card.

May 2, 2026

Improve Your Finances with These 9 Budgeting Apps

Retirement

Improve Your Finances with These 9 Budgeting Apps

We tried eight free and cheap budgeting apps that will help you save money, track your spending and pay off debt. Here’s what we loved and hated about each.

Apr 18, 2026

Dear Penny: My Stepsons’ Father Died Without a Will. His Wife Isn’t Sharing The Money He Left Behind. What Can They Do?

Budget Planner

Dear Penny: My Stepsons’ Father Died Without a Will. His Wife Isn’t Sharing The Money He Left Behind. What Can They Do?

Dear Concerned, How estates are handled varies from state to state, so the most important thing your stepsons (and a representative, if they’re under 18) can do is speak with an estate attorney in their state. That person can consult on their rights and options, and act as a mediator in conversations with their father’s...

Apr 18, 2026

What Is a Robo-Advisor: Here’s How They Work

Investing

What Is a Robo-Advisor: Here’s How They Work

Robo-advisers can be a stress-free, low-fee way to grow your nest egg. Here’s what you need to know about trusting your portfolio to a robot.

Apr 18, 2026

Got 5 Minutes? This Simple Step Can Set You up for a Happy Retirement

Banking & Credit

Got 5 Minutes? This Simple Step Can Set You up for a Happy Retirement

You have a 401(k) — but is it doing what you need it to? Blooom can help you get it on track, grow it faster and avoid nasty fees.

Apr 6, 2026