Personal finance systems for spending, saving, debt, and investing.
Education & Certification
All articles for the active domain.

Budget Planner
You’ve heard the affirmation about education being a lifelong journey. But if you’ve ever tried to learn a new skill, you realize the path to perfecting it can get expensive. Whether it's an investment in equipment, paid courses or sessions with a pro, the cost to begin learning in-demand skills can be a significant barrier....
Apr 18, 2026

Budget Planner
College application fees can be a financial issue for some families. Fortunately, there are ways to get a college application fee waiver and apply for free.
Apr 4, 2026

Debt Management
If you don’t have any credit, surely that must be better than having bad credit, right? In some respects, sort of, but having no credit history can also be extremely limiting. Building credit is important for securing better loan options, better interest rates, and qualifying for mortgage and rental applications. Plus much more. But if...
Apr 18, 2026

Investing
Did you take part in No Spend November this year? This Penny Hoarder did. She saved over $600 — and learned some important lessons along the way.
Apr 4, 2026

Debt Management
Need Wi-Fi, but don’t want to pay for it? Check out these places when you’re looking for free Wi-Fi on the go.
Apr 4, 2026

Budget Planner
Are you itching to clean out those cabinets and cupboards full of china and crystal that you never use? You could turn it into cash for shopping, entertaining — you name it. If you or your loved ones haven't put that Spode Christmas platter or those Waterford wine glasses on the table in years, now...
Apr 6, 2026

Investing
It’s all over the news these days — interest rates continue to rise. Student loan borrowers with variable rates and borrowers with credit card debt will certainly feel the pinch. Potential homebuyers who waited through historically low interest rates to save for down payments now face interest rates of 7% on a 30-year fixed rate mortgage,...
Apr 18, 2026

Banking & Credit
You could offset the Citi Strata Elite's high annual fee with a selection of statement credits, and you'll earn ThankYou points you can transfer to American Airlines.
Apr 4, 2026

Investing
The costs of owning a car extend way beyond the original purchase price — especially once you factor in long-term maintenance costs. So what’s the cheapest car, overall?
Apr 18, 2026

Retirement
Demand for data entry jobs from home has seen an enormous increase since the start of the pandemic, and the trend has yet to reverse. If you are looking to pick up extra cash as a side gig or focus on data entry as a main source of income, you’ll want our tips for finding...
Apr 18, 2026

Debt Management
If you’re looking for an easy way out of your student loan debt… this isn’t it. But if you’re ready to make a commitment to protecting and defending your country, you may find relief through a debt forgiveness program for military. And you’d have plenty of company since approximately 200,000 active duty members owe a...
Apr 18, 2026

Banking & Credit
In recent years, the rise of buy now, pay later services has made it easier to snag a purchase and pay it off in small, manageable installments. We've seen companies, including Affirm, Klarna and Afterpay, rise to the forefront with flexible payment options. However, significant players, such as PayPal, aren't keeping quiet. PayPal Pay in...
Apr 18, 2026