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Banking & Credit
There are a lot of reasons for thinking about becoming a funeral director, the funeral industry's preferred term for mortician. For one, the unemployment rate is low. For another, there’s always a need. And, it is one of the careers that does not require a bachelor's degree that still pays well. Funeral directors make an...
Apr 6, 2026

Investing
The holidays bring gift giving and cookie exchanges, hot cocoa and holiday movies, festive feasts and delicious eats — it’s the most wonderful time of the year. But, it’s also the most expensive time of the year. Among buying gifts for loved ones, traveling to see family and attending holiday functions, the last thing we...
Apr 18, 2026

Banking & Credit
Mortgages and car loans are debt that most borrowers will take on in their lives, as houses and vehicles are commonly owned in modern society. Because boats are a recreational purchase, boat loans often come with stricter credit requirements and should only be taken on by borrowers who have steady, disposable income. Where to Get...
Apr 18, 2026

Investing
You want to own your own home. It’s part of the American dream, right? But saving up that magical 20% for a down payment seems impossible. Even 10% would take years. All you want is a nice, affordable house in the suburbs, or even out in the country. You might be in luck, thanks to...
Apr 18, 2026

Debt Management
One of the many ways credit card issuers make money is by charging you interest when you carry a balance on your card. In a twist absolutely everyone expected, credit card interest is not at all straightforward. Cue a “Home Alone”–style shocked face. The rate you’re advertised isn’t quite what’s used to actually charge you,...
Apr 18, 2026

Retirement
Normally "cheap" isn't a word we like to hear about the construction of our homes. But as Penny Hoarders, we know there are ways to build a house and save money at the same time. And with the real estate market going crazy for existing houses, now might be the time to consider building your...
Apr 18, 2026

Budget Planner
Dear N., If we’re going by the rules of traditional wedding etiquette, yes, you’re supposed to treat the bridal shower and the wedding as separate events. That means you send a gift for each one. But you’re the one who makes the rules for your budget, not Emily Post. Plus, I’d hope that your close...
Apr 18, 2026

Budget Planner
Looking for Radius Bank reviews? We chatted with a guy who’s banked with Radius for three years now. He shares his insight (plus how much money he’s made).
Apr 4, 2026

Investing
The number pi is 3.14. Tuesday is 3/14, National Pi Day. Here’s our list of Pi Day deals and discounts on pizza and pies.
Apr 4, 2026

Budget Planner
The Penny Hoarder Staff is a team of writers and editors dedicated to helping readers make smarter financial decisions. We cover ways to make and save money, as well as topics including debt, credit, banking and budgeting. Many articles are created and maintained collaboratively and published under The Penny Hoarder Staff when multiple contributors have worked on the content. All content published under The Penny Hoarder Staff is regularly reviewed and maintained by members of our editorial team to ensure accuracy, clarity and relevance. Articles may include a “Reviewed by” line to show who is responsible for the content.
Apr 6, 2026

Budget Planner
Let’s be real: Christmas is expensive. But saving money on gifts is possible. Here’s how one mom of four used the four-gift rule to stay within her budget.
Apr 18, 2026

Budget Planner
Danielle Braff is a Chicago writer whose work has appeared in the New York Times, Washington Post, Real Simple and more. Danielle has a graduate degree in musicology from Oxford University and another in journalism from Northwestern University. She lives with her husband, two daughters, two cats and a dog. When she's not writing, you can find her reading or planning her next vacation. Read more by her at www.Daniellebraff.com.
Apr 18, 2026