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Debt Management
Get That Scary Credit Card Debt Under Control with a Balance Transfer
A balance transfer is when you move a credit card balance from one card to another. Here’s when that’s a smart move.
Apr 18, 2026
Insurance
Everything You Need to Know About Bicycle Insurance
Getting your bicycle stolen sucks. It sucks a lot less if you have bicycle insurance. That’s right: you can insure your bicycle. If it’s stolen or damaged, your insurance will cover the cost of replacement or repair. (Well, it should cover the cost. We’ll get to the terms and conditions in a minute.) If you’ve...
Apr 18, 2026
Budget Planner
Why Car Prices Are Increasing — And How You Can Save
If you think car buying has gotten crazy expensive, you’re not imagining things. At the close of 2024, Cox Automotive reported that the average new car costs $48,724 — up 2.3% since the start of last year. Of course, that price is an average — some cars cost much more, and some cost significantly less....
Apr 18, 2026
Insurance
Kiss the Commute Goodbye With These 49 Home Business Ideas
Bitten by the entrepreneurial bug? Here are the 26 best home-based business ideas for 2019.
Apr 4, 2026
Banking & Credit
What is a Credit Card Product Change, and How Does It Work?
A product change allows you to swap an existing card that’s already in your wallet for another card from the same issuer.
Apr 18, 2026
Insurance
How Much Should You Keep In Your Bank Account? It Might be Less Than You Think
How much should you really have in your savings account? It might be less than you think. Here’s how much you should have — and what to do with the rest.
Apr 4, 2026
Debt Management
Dear Penny: My Daughter is Depressed and Not Working. How Can I Help Her?
Dear End, I’m sorry for the situation your family is going through. Mental health is a challenging issue and can be difficult on those with mental health concerns and those who care for them. To support your daughter through mental illness, listen when she shares what she’s experiencing, take her seriously when she talks about...
Apr 18, 2026
Retirement
15 Part-Time Jobs With Benefits (Health Insurance, Retirement & More)
You don’t have to work full-time to get full-time benefits. Many major employers extended benefits to part-time workers, including health insurance, sick days and retirement accounts. For the most part, there’s no federal mandate for employers to offer benefits to part-time workers (and no legal classification of what constitutes a part-time worker). But companies often...
Apr 4, 2026
Insurance
Is Self-Insurance a Good Option for You?
Insurance is a necessary part of life for most people. To cover yourself and your dependents, you'll need health and auto insurance, as well as optional life insurance. If you own a home, you'll need homeowners insurance, but even if you rent, a renters insurance plan will protect your belongings. Welcome to adulthood. All of...
Apr 18, 2026
Investing
APR vs. APY: Do You Know the Difference?
APY — which stands for annual percentage yield — is the percentage of your money that you can earn back in interest when you deposit it at a financial institution. Unlike APR, which shows how much interest you’ll pay annually for a credit card or loan, APY factors in compounding interest. If you’re comparing savings...
Apr 18, 2026
Banking & Credit
What Is a Balance Transfer Credit Card and How Do They Work
High-interest debt can feel like a death sentence. A balance transfer credit card gives you a fighting chance at paying down that debt without drowning in even more interest charges. With a balance transfer credit card, you can transfer existing debt from other accounts, usually for a fee. Typically, balance transfer credit cards offer qualified...
Apr 18, 2026
Debt Management
I Was $50,000 in Debt. Here’s How I Paid Off $30,000 of It in 18 Months
This Penny Hoarder had a rough 2015. Here’s how to get out of debt when you have $50,000 looming over your head — and how she paid off $30,000 of it in 18 months.
Apr 3, 2026