Personal finance systems for spending, saving, debt, and investing.
Education & Certification
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Budget Planner
Cash-back apps promise free money, but be prepared to put in some effort.
Jul 25, 2026

Budget Planner
Kids can make money fast by selling stuff online or in person, getting paid to do chores, tutoring and more.
Jul 25, 2026

Budget Planner
Soaring jet fuel costs are putting budget airlines — and the affordable fares they offer — at risk.
Jul 25, 2026

Budget Planner
These major retailers offer a return policy that requires no receipt and allows 90+ days for the transaction. Learn tips to make returns less of a hassle.
Jul 25, 2026

Budget Planner
A budget is a plan that helps you see how much money you have, how much you spend, and how much you can save, typically on a monthly basis.
Jul 25, 2026

Budget Planner
Want to buy and trade stocks? Have no idea where to start? With SoFi Investing, it’s free to buy and trade stocks — and perfect for beginners.
Apr 4, 2026

Debt Management
Dear Fielding, Whether a personal loan is a good fit for you depends on a lot of factors. Consider how the credit card debt is currently impacting your finances and what you might do with a personal loan. Also consider how a loan payment would fit into your financial picture. A personal loan can be...
Apr 18, 2026

Investing
Credit card debt is the worst. Pay it off with this app, which uses artificial intelligence to help you pay down your debts.
Apr 3, 2026

Budget Planner
Advertise with The Penny Hoarder to reach our community of millions of savvy consumers looking for brands to make an impact on their budget each month.
Apr 18, 2026

Investing
If you have more than $15,000 in debt, you could get your debt under control and regain control of your life with this free debt-relief service, called Debt Advisor.
Apr 3, 2026

Investing
Robots want to help you pay off your debt. OK, “want” is probably a bit of an overstatement — artificial intelligence doesn’t possess feelings (so far). But they’re capable of helping you pay off your debt faster than going it alone with your human brain. Plenty of us could probably use at least a little...
Apr 18, 2026

Banking & Credit
As one of the largest banks in the world, Citibank has a lot to offer its customers — from useful online features to thousands of free ATMs. It’s also a global bank, with thousands of overseas branches to complement the 700+ in the United States. That gives Citi a definite edge over online banks that...
Apr 18, 2026