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Insurance
Wildfire Risk Has Insurers Bailing on California Homeowners – Here’s What to Do
State Farm and Allstate have stopped accepting new applications for property and casualty insurance in California. Allstate quit months ago. State Farm recently announced its decision, which doesn’t affect auto insurance. State Farm said the decision is “due to historic increases in construction costs outpacing inflation, rapidly growing catastrophe exposure and a challenging reinsurance market.”...
Apr 18, 2026
Budget Planner
11 Smart Money Moves for Recent College Grads Trying to Figure Out Adulting
Now that’s school’s over, start making good money decisions with our guide to financial planning for college graduates.
Apr 18, 2026
Investing
Quinten Plummer's profile page
Quinten Plummer is a former staff writer who started his career as an investigative journalist at a newspaper before reporting on consumer tech, enterprise tech, fintech and legal news as a digital journalist. He pivoted to content marketing at a direct mail marketing corporation, a healthcare marketing corporation and a dental marketing agency. He joined The Penny Hoarder in 2021.
Apr 18, 2026
Insurance
Digit App Review 2023: Banking Boosted by Automation
This Penny Hoarder (and self-proclaimed Bad Saver) shared his honest Digit review, and how it helped him passively save $4,300 in a little over two years…
Apr 4, 2026
Insurance
Are Appliance Extended Warranties Worth It?
Home appliances can be expensive and leave little room in your budget to buy a warranty. Here’s why you may not need a home appliance protection plan after all.
Apr 18, 2026
Banking & Credit
50 Easy Ways You Could Make Extra Money This Month
Ready to pad your bank account? We found 50 ways to make money you might not know about…
Apr 6, 2026
Debt Management
What’s the Difference Between Debt Consolidation and Debt Settlement?
If you’re struggling with debt, you’re not alone. Total household debt shot up to $17.80 trillion as of the second quarter of 2024. So how do you deal with overwhelming debt? We’ll compare two of the most common strategies: debt consolidation vs. debt settlement. Understanding the steps, pros and cons of each can help you...
Apr 18, 2026
Budget Planner
Dear Penny: How My Partner and I Split Bills Is Confusing to Me. How Do I Address This?
Dear What’s My Rent, The first step, if you’re “wondering” how your partner feels about a money issue, is to ask him directly. It sounds like you’ll have a lot more clarity if you redirect your financial contributions toward rent. So stop asking whether he “needs” you to chip in, and tell him it’s important...
Apr 18, 2026
Banking & Credit
5 Things to Know About the Perpay Credit Card
The Perpay Credit Card doesn’t require a security deposit, but it does charge service fees. Plus, you'll have to link your paycheck via direct deposit.
May 2, 2026
Banking & Credit
If You Have More Than $10K in Debt, Make These 5 Moves
It’s easy to get carried away charging purchases. Here are the best ways to pay off credit card debt you might not have considered.
Apr 6, 2026
Investing
The Basics Of Bonds Made Simple
Ever heard someone mention bonds and just nodded along, unsure what they meant? You're not alone in that confusion. Many people find bonds puzzling at first, but they follow a simple logic once you understand the basics. Let’s break down how it works and why you should be investing in it. Bonds In A Nutshell...
Apr 18, 2026
Retirement
How to Catch up If You’re Way Behind on Saving for Retirement
Life moves pretty fast, doesn’t it? Here are some tips for catching up if you’re in your 50s and your retirement savings aren’t up to par.
Apr 18, 2026